Personal loans in Donna, TX
Donna is a small town of about 16,782 residents, and a personal loan taken out here is governed by Texas statute. A lender that serves Donna operates under Texas lending statutes and a Texas supervisor.
Roughly 16,782 residents live in Donna, the 173rd-largest community in Texas. For a community of about 16,782, the practical step is to compare APR across at least three lenders before committing. Donna's population was effectively unchanged from the 2020 count to the 2023 estimate. Borrowers who want a bigger city can look to Weslaco, TX about 3 miles away.
Borrowing in Donna: the local picture
The figures below are Donna's own — Census population, land area and coordinates — followed by the Texas rules.
- Population: 16,782 residents; Donna is the 173rd-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: About level with the 2020 Census.
- Size percentile: Donna's 16,782 people outrank roughly 86% of the places in Texas.
- Population density: 2,024 people per square mile on 8.3 square miles of land.
- Land area rank: Donna's 8.3 square miles rank 259th of 1,224 places in Texas.
- Water area: Donna has 0.01 square miles of water, ranking 540th of 1,224 places in Texas.
- State share: roughly 0.1% of Texas's residents live in Donna (16,782 people).
- National standing: Donna ranks 2,174th of 19,457 US places.
- Growth in Texas: Donna stands 870th by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Donna moved 0.0%.
- Density rank: Donna places 170th among Texas's places by people per square mile.
- Density vs Texas: Donna's 2,024 people per square mile compare with a state median of 840.
- Location: latitude 26.1610, longitude -98.0389 (Census Gazetteer).
- Nearest larger cities: Weslaco (3 mi); Alamo (5 mi); San Juan (7 mi); Pharr (10 mi); Edinburg (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Progreso (7 mi); Mercedes (8 mi); Progreso Lakes (8 mi).
- Smaller neighbours: 30 places smaller than Donna sit within 50 miles.
- Within 100 miles: 12 places are larger than Donna.
Donna against the rest of Texas
Among Texas's 1,224 places, Donna sits at 173rd for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Donna stands 870th among Texas's 1,224 places — roughly the 29th percentile. By density, at about 2,024 people per square mile, it ranks 170th in Texas. By land area, its 8.3 square miles rank 259th of 1,224 places in Texas.
Inside a Donna personal loan
Most loans made to Donna's 16,782 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Donna. Shortening the term on a Donna loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Donna
Donna covers about 8.3 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 16,782 residents, the land area yields roughly 2,024 people per square mile. For the state's biggest city, Houston, the distance is roughly 298 miles. Counting outward 50 miles, 11 larger communities surround Donna. The 100-mile radius contains 12 larger places.
A pre-application checklist for Donna
For Donna's roughly 16,782 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Texas licence with the regulator listed on this page.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
What differs between Donna and the rest of Texas is not the process but the borrower's own file, among the 16,782 people here.
Texas rules behind a Donna personal loan
When Texas does not publish a figure, the row links to the source instead of inventing a number; Donna is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Common questions
What are my options in Donna if my credit is poor?
What loan size can I expect in Donna?
Do I have to pledge anything to borrow in Donna?
Does comparing loans in Donna cost me credit score points?
Nearby places
- Weslaco, TX — population 43,053
- Alamo, TX — population 20,460
- Progreso, TX — population 5,037
- San Juan, TX — population 36,448
- Progreso Lakes, TX — population 270
- Mercedes, TX — population 16,732
- Elsa, TX — population 5,693
- Edcouch, TX — population 2,677