Personal loans in Princeton, TX

Local context for Princeton

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: about 28,027, ranked 116th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 64.5% from 2020 to 2023.
• Absolute change: 10,994 residents added between 2020 and 2023.
• Size percentile: about 91% of Texas's Census places are smaller than Princeton.
• Density: roughly 1,985 residents per square mile, spread over 14.1 sq mi of land.
• Land area rank: Princeton's 14.1 square miles rank 158th of 1,224 places in Texas.
• Water area rank: Princeton ranks 215th among Texas's 1,224 places, with 0.11 sq mi.
• State population share: Princeton accounts for about 0.1% of everyone in Texas.
• Nationally: Princeton is the 1,395th-largest of 19,457 Census places in the dataset.
• Growth in Texas: Princeton stands 21st by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Princeton moved 64.5%.
• Density rank: Princeton places 177th among Texas's places by people per square mile.
• Density vs Texas: Princeton's 1,985 people per square mile compare with a state median of 840.
• Location: it lies at 33.1845, -96.5094 in the Census Gazetteer.
• Nearest larger cities: McKinney (9 mi); Wylie (11 mi); Allen (11 mi); Sachse (15 mi); Plano (17 mi). Lenders licensed in the state serve Princeton whether or not they keep a local branch.
• Smaller towns nearby: Lowry Crossing (2 mi); New Hope (3 mi); Fairview (7 mi).
• Smaller places within 50 miles: 131 of them.
• At 100 miles: 48 larger Census places fall inside that radius.

Borrowing reach in Princeton

With about 1,985 residents per square mile, Princeton is moderately settled, and 39 larger Census places sit within 50 miles. Distance to a branch rarely matters for Princeton's 28,027 residents: the application is online and the price follows your credit file. The nearest larger city, McKinney, TX about 9 miles away.

How a Princeton personal loan is priced

With roughly 28,027 residents, Princeton is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Princeton can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Princeton loan is knowable in advance — unlike a revolving card balance.

Where Princeton sits in Texas

Princeton is the 116th-largest of 1,224 Census places in Texas and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Princeton stands 21st among Texas's 1,224 places — roughly the 98th percentile. By density, at about 1,985 people per square mile, it ranks 177th in Texas. Between 2020 and 2023 the count changed by roughly 10,994 residents.

The Texas lending rules that reach Princeton

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Princeton lender must follow.

Princeton on the map

Princeton's land area is about 14.1 square miles; a further 0.11 square miles is water. Spread across it are roughly 1,985 residents per square mile. The largest place in Texas, Houston, lies about 244 miles away. Counting outward 50 miles, 39 larger communities surround Princeton. The 100-mile radius contains 48 larger places.