Personal loans in Fairview, TX
At about 10,790 residents, Fairview is larger than roughly 81% of the places in Texas. Population in Fairview climbed about 4.0% over the three years from 2020 to 2023. Fairview is a small town of about 10,790 residents, and a personal loan taken out here is governed by Texas statute. Rate ceilings, licensing requirements and product limits for Fairview are all set at the Texas level. Price two or three terms so you can see which payment is truly affordable in Fairview. The closest larger city is Allen, TX about 4 miles away.
The Fairview data picture
Most of what governs a Fairview loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: 10,790 people, a figure that places Fairview 233rd among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: Up about 4.0% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 418 residents.
- Size percentile: roughly 81% of Texas's places have fewer residents than Fairview's 10,790.
- Land and density: 8.9 square miles of land carry roughly 1,215 residents per square mile.
- Land area: Fairview covers 8.9 square miles, the 242nd-largest area among Texas's 1,224 places.
- Water area rank: Fairview ranks 472nd among Texas's 1,224 places, with 0.02 sq mi.
- State population share: Fairview accounts for about 0.0% of everyone in Texas.
- Nationally: Fairview is the 2,985th-largest of 19,457 Census places in the dataset.
- Growth in Texas: Fairview stands 504th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Fairview's 4.0%.
- Density rank: Fairview places 392nd among Texas's places by people per square mile.
- Density in context: Fairview's 1,215 people per square mile sit against a Texas median of 840.
- Location: it lies at 33.1405, -96.6130 in the Census Gazetteer.
- Nearest larger cities: Allen (4 mi); McKinney (5 mi); Princeton (7 mi); Murphy (9 mi); Wylie (9 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Lucas (3 mi); Lowry Crossing (4 mi); Parker (6 mi).
- Smaller places within 50 miles: 114 of them.
- At 100 miles: 87 larger Census places fall inside that radius.
The Fairview borrowing checklist
Before you hand your details to a lender in Fairview, where the population is near 10,790:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Texas regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Fairview and the rest of Texas is not the process but the borrower's own file, among the 10,790 people here.
Fairview's place among Texas's 1,224 places
Among Texas's 1,224 places, Fairview sits at 233rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Fairview ranks 504th of 1,224 in Texas (about the 59th percentile). By density, at about 1,215 people per square mile, it ranks 392nd in Texas. Within 50 miles sit 114 smaller Census places, alongside the 66 that are larger.
The Texas lending rules that reach Fairview
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Fairview lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The anatomy of a Fairview personal loan
With roughly 10,790 residents, Fairview is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Fairview lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Fairview loan but raises total interest, so the smallest payment is not the cheapest loan.
The geography behind Fairview
The Census Gazetteer records 8.9 square miles of land and 0.02 square miles of water within Fairview. The resulting density is about 1,215 people per square mile. Houston, the largest place in Texas, is about 243 miles from Fairview. A 50-mile radius around Fairview takes in 66 places that are larger. Within the same 50 miles lie 114 smaller Census places.
Common questions
What are my options in Fairview if my credit is poor?
What loan size can I expect in Fairview?
Do I have to pledge anything to borrow in Fairview?
Does comparing loans in Fairview cost me credit score points?
Nearby places
- Lucas, TX — population 8,642
- Allen, TX — population 111,620
- Lowry Crossing, TX — population 1,680
- McKinney, TX — population 213,509
- Parker, TX — population 6,192
- New Hope, TX — population 675
- St. Paul, TX — population 986
- Princeton, TX — population 28,027