Personal loans in Port Royal, VA

A personal loan in Port Royal is priced from your credit file and income, not from the fact that the city holds 207 people. A single loan can carry different costs on either side of a state line, and Port Royal sits on the Virginia side of that line. Read the disclosure for an origination fee and any prepayment penalty before signing in Port Royal. The next larger city is Bowling Green, VA about 11 miles away.

Port Royal by the numbers

Only a few things actually differ by place — population, area, location, and the Virginia rules a lender must follow — and they are below.

• Population: 207 — Port Royal ranks 209th of 227 communities in Virginia (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 5.1% between 2020 and 2023.
• Net change: roughly 10 more people than the 2020 Census counted.
• Size percentile: Port Royal's 207 people outrank roughly 8% of the places in Virginia.
• Population density: about 319 people per square mile (Census land area 0.6 sq mi).
• Land area: Port Royal covers 0.6 square miles, the 184th-largest area among Virginia's 227 places.
• Share of state population: Port Royal's 207 residents are about 0.0% of Virginia.
• National rank: Port Royal sits 16,376th by population among the 19,457 places in this dataset.
• Growth rank: Port Royal's 2020-to-2023 change ranks 10th of 227 places in Virginia.
• Versus Virginia: the state average change is -0.0%, while Port Royal moved 5.1%.
• Density rank: Port Royal places 201st among Virginia's places by people per square mile.
• Density vs Virginia: Port Royal's 319 people per square mile compare with a state median of 823.
• Location: mapped by the US Census Bureau at 38.1649, -77.1993.
• Nearest larger cities: Bowling Green (11 mi); Colonial Beach (13 mi); Fredericksburg (18 mi); Montross (21 mi); Tappahannock (25 mi). Lenders licensed in the state serve Port Royal whether or not they keep a local branch.
• Nearest smaller towns: Port Tobacco Village (26 mi); Eagle Harbor (39 mi); Church Creek (61 mi).
• Smaller places within 50 miles: 2 of them.
• Within 100 miles: 219 places are larger than Port Royal.

Virginia consumer-lending rules applied in Port Royal

Read the table as a lender's compliance picture for Port Royal: the rule, the sourced figure, the publisher and the date.

The geography behind Port Royal

The Census Gazetteer records about 0.6 square miles of land within Port Royal, with no significant water area listed. With 207 residents, the land area yields roughly 319 people per square mile. The state's population centre of gravity, Virginia Beach, is roughly 115 miles away. Counting outward 50 miles, 29 larger communities surround Port Royal. The 100-mile radius contains 219 larger places.

Port Royal against the rest of Virginia

Against Virginia's other places, Port Royal accounts for about 0.0% of the state's population and ranks 209th of 227 by size. For population change between 2020 and 2023, Port Royal ranks 10th of 227 in Virginia (about the 96th percentile). Its roughly 319 residents per square mile place it 201st among Virginia's places. By land area, its 0.6 square miles rank 184th of 227 places in Virginia.

What shapes a Port Royal personal loan

In Port Royal, a small community of about 207, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Port Royal. A longer term lowers the monthly payment on a Port Royal loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Port Royal

At roughly 319 people per square mile, Port Royal is lightly settled; 29 larger places lie within 50 miles. Distance to a branch rarely matters for Port Royal's 207 residents: the application is online and the price follows your credit file. The nearest larger city, Bowling Green, VA about 11 miles away.