Personal loans in Bowling Green, VA
Population in Bowling Green climbed about 5.1% over the three years from 2020 to 2023. The Census estimates 1,225 residents in Bowling Green, which ranks it 125th of 227 places in Virginia. Two households in Bowling Green with comparable incomes can still be offered different rates; the city's 1,225 residents are not the reason. Use the calculator on this page to price an amount and term before you commit in Bowling Green. State law, not city hall, decides what a lender may do to Bowling Green's roughly 1,225 residents, and a state regulator supervises it. A larger market lies at Fredericksburg, VA about 19 miles away.
Borrowing in Bowling Green: the local picture
Here is the sourced Census picture for Bowling Green, plus the Virginia lending rules that apply to a loan taken out here.
- Population: the Census counts 1,225 residents in Bowling Green (Vintage 2023 subcounty estimate), the 125th-largest figure among Virginia's 227 places.
- Population trend: Up about 5.1% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 59 more people than the 2020 Census counted.
- Size percentile: Bowling Green sits ahead of around 45% of Virginia places, at 1,225 people.
- Density: the Census land area of 1.6 sq mi holds about 764 people per square mile.
- By land area: Bowling Green ranks 134th among Virginia's 227 places, at 1.6 sq mi.
- Water area rank: Bowling Green ranks 94th among Virginia's 227 places, with 0.02 sq mi.
- State share: roughly 0.0% of Virginia's residents live in Bowling Green (1,225 people).
- National rank: Bowling Green sits 9,457th by population among the 19,457 places in this dataset.
- Growth in Virginia: Bowling Green stands 11th by percentage change from 2020 to 2023, among 227 places.
- Versus Virginia: the state average change is -0.0%, while Bowling Green moved 5.1%.
- Density rank: Bowling Green places 124th among Virginia's places by people per square mile.
- Density vs Virginia: Bowling Green's 764 people per square mile compare with a state median of 823.
- Location: mapped by the US Census Bureau at 38.0533, -77.3475.
- Nearest larger cities: Fredericksburg (19 mi); Ashland (21 mi); Colonial Beach (24 mi); Tappahannock (28 mi); Warsaw (33 mi). Online lenders reach Bowling Green no matter how far the nearest branch is.
- Smaller places nearby: Port Royal (11 mi); Montross (29 mi); Mineral (31 mi).
- Smaller places within 50 miles: 7 of them.
- Within 100 miles: 129 places are larger than Bowling Green.
Where Bowling Green sits in Virginia
Among Virginia's 227 places, Bowling Green sits at 125th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Bowling Green stands 11th among Virginia's 227 places — roughly the 95th percentile. By density, at about 764 people per square mile, it ranks 124th in Virginia. Between 2020 and 2023 the count changed by roughly 59 residents.
Where Bowling Green sits
The Census Gazetteer records 1.6 square miles of land and 0.02 square miles of water within Bowling Green. That land carries about 764 people per square mile. Virginia Beach, the largest place in Virginia, is about 114 miles from Bowling Green. Within 50 miles of Bowling Green there are 17 larger Census places. Within the same 50 miles lie 7 smaller Census places.
The Bowling Green borrowing checklist
These steps shape the offer you get in Bowling Green, a place of about 1,225 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Virginia regulator's licence list.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Bowling Green-specific: the same Virginia licensing and disclosure rules reach all 1,225 residents.
What is available to Bowling Green borrowers
With about 764 residents per square mile, Bowling Green is moderately settled, and 17 larger Census places sit within 50 miles. A Virginia licence lets a lender serve Bowling Green without a local office, so branch density does not change what its 1,225 residents are offered. For a larger market, the closest option is Fredericksburg, VA about 19 miles away.
How Virginia law applies in Bowling Green
This table holds the Virginia rate and licensing rules for consumer loans made to Bowling Green's 1,225 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Common questions
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Nearby places
- Port Royal, VA — population 207
- Fredericksburg, VA — population 28,928
- Ashland, VA — population 7,822
- Colonial Beach, VA — population 4,003
- Quantico, VA — population 582
- Tappahannock, VA — population 2,187
- Dumfries, VA — population 5,916
- Montross, VA — population 340