Personal loans in Port Matilda, PA

If you are weighing a personal loan in Port Matilda, start from the payment you can carry; its 578 residents face the same statewide rules. A lender that serves Port Matilda operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Compare APR, not the interest rate, because the APR folds in most fees on a Port Matilda loan. A larger market lies at State College, PA about 10 miles away.

Port Matilda by the numbers

Here is the sourced Census picture for Port Matilda, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: about 578 people live here, which puts Port Matilda 733rd of 1,013 Census places in Pennsylvania (Vintage 2023).
• Population trend: About 2.2% below the 2020 Census base.
• Net change: roughly 13 fewer people than the 2020 Census counted.
• Size percentile: roughly 28% of Pennsylvania's places have fewer residents than Port Matilda's 578.
• Density: roughly 963 residents per square mile, spread over 0.6 sq mi of land.
• Land area: Port Matilda covers 0.6 square miles, the 656th-largest area among Pennsylvania's 1,013 places.
• State population share: Port Matilda accounts for about 0.0% of everyone in Pennsylvania.
• National rank: Port Matilda is 12,585th of 19,457 places nationwide.
• Growth in Pennsylvania: Port Matilda stands 706th by percentage change from 2020 to 2023, among 1,013 places.
• Versus Pennsylvania: the state average change is -0.9%, while Port Matilda moved 2.2%.
• Density rank: Port Matilda is the 742nd most densely settled place in Pennsylvania.
• Density vs Pennsylvania: Port Matilda's 963 people per square mile compare with a state median of 1,990.
• Location: it lies at 40.8000, -78.0526 in the Census Gazetteer.
• Nearest larger cities: State College (10 mi); Philipsburg (11 mi); Chester Hill (11 mi); Osceola Mills (12 mi); Tyrone (13 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Unionville (12 mi); Birmingham (13 mi); Petersburg (16 mi).
• Smaller places within 50 miles: 53 of them.
• At 100 miles: 366 larger Census places fall inside that radius.

What shapes a Port Matilda personal loan

With roughly 578 residents, Port Matilda is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Port Matilda's rank of 733rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Port Matilda loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Port Matilda sits

Port Matilda's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 963 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 163 miles from Port Matilda. Counting outward 50 miles, 59 larger communities surround Port Matilda. By land area it ranks 656th of 1,013 Pennsylvania places.

Port Matilda against the rest of Pennsylvania

Among Pennsylvania's 1,013 places, Port Matilda sits at 733rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 706th of 1,013 Pennsylvania places, putting it near the 30th percentile for growth. At about 963 people per square mile, Port Matilda is the 742nd most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 13 residents.

The Pennsylvania lending rules that reach Port Matilda

Below are the Pennsylvania rules that apply to a loan made in Port Matilda, each with the regulator that issued it.

Getting a loan in Port Matilda

Port Matilda is a moderately settled community of about 578 people, with 59 larger places inside a 50-mile radius. Whether Port Matilda has a local branch or not, a Pennsylvania-licensed lender can serve its 578 people online on the same terms. The nearest bigger place is State College, PA about 10 miles away.