Personal loans in Pollard, AL
At about 125 residents, Pollard is larger than roughly 5% of the places in Alabama. Pollard is a small community in Alabama, with an estimated 125 residents, and every licensed lender here follows the same state rulebook.
The 2020-to-2023 change in Pollard is negligible, under a tenth of a percent. If debt is already a strain, a nonprofit credit counsellor can help Pollard residents before they take on more. A lender that serves Pollard operates under Alabama lending statutes and a Alabama supervisor. The closest larger city is Flomaton, AL about 5 miles away.
The Pollard data picture
Here is the sourced Census picture for Pollard, plus the Alabama lending rules that apply to a loan taken out here.
- Population: the Census counts 125 residents in Pollard (Vintage 2023 subcounty estimate), the 437th-largest figure among Alabama's 462 places.
- Population trend: Little measurable movement between 2020 and 2023.
- Size percentile: with 125 residents, Pollard is larger than about 5% of Alabama's Census places.
- Population density: about 112 people per square mile (Census land area 1.1 sq mi).
- Land area: Pollard covers 1.1 square miles, the 408th-largest area among Alabama's 462 places.
- State share: roughly 0.0% of Alabama's residents live in Pollard (125 people).
- National rank: Pollard sits 17,693rd by population among the 19,457 places in this dataset.
- Growth rank: Pollard's 2020-to-2023 change ranks 245th of 462 places in Alabama.
- Against the state trend: Pollard's 0.0% change compares with a Alabama average of +1.0% across its 462 places.
- Density in Alabama: Pollard ranks 382nd by people per square mile.
- Density in context: Pollard's 112 people per square mile sit against a Alabama median of 259.
- Location: it lies at 31.0239, -87.1730 in the Census Gazetteer.
- Nearest larger cities: Flomaton (5 mi); Jay (5 mi); Riverview (6 mi); Century (6 mi); Brewton (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Libertyville (45 mi); Oak Hill (62 mi); Petrey (81 mi).
- Smaller places within 50 miles: 1 of them.
- At 100 miles: 146 larger Census places fall inside that radius.
Alabama consumer-lending rules applied in Pollard
When Alabama does not publish a figure, the row links to the source instead of inventing a number; Pollard is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum without a written contract; 8% per annum by written contract Source says: "except by written contract is $6 upon $100 for one year"; "the rate of interest by written contract is not to exceed $8 upon $100 for one year". (Code text retrieved from the Alabama Legislature's official Code of Alabama service.) | Alabama Legislature — Code of Alabama 1975, § 8-8-1 as of 2026-09-16 |
| Payday lending status | Permitted — deferred presentment services licensed by the supervisor; maximum advance $500; maximum fee 17.5% of amount advanced Source says: "a maximum fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced"; "The maximum amount that may be advanced in any deferred presentment transaction is five hundred dollars ($500)". | Alabama State Banking Department — Deferred Presentment Services Act (Code of Alabama §§ 5-18A-1 et seq.) as of 2026-09-16 |
Borrowing reach in Pollard
Pollard is a lightly settled community of about 125 people, with 37 larger places inside a 50-mile radius. Lenders licensed in Alabama reach Pollard's 125 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Flomaton, AL about 5 miles away.
How a Pollard personal loan is priced
A Pollard personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 125 residents. Federal Truth in Lending rules require a Pollard lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Pollard loan is knowable in advance — unlike a revolving card balance.
Pollard on the map
The Census Gazetteer records about 1.1 square miles of land within Pollard, with no significant water area listed. Spread across it are roughly 112 residents per square mile. The state's population centre of gravity, Huntsville, is roughly 255 miles away. A 50-mile radius around Pollard takes in 37 places that are larger. By land area it ranks 408th of 462 Alabama places.
Pollard against the rest of Alabama
Within Alabama, Pollard holds roughly 0.0% of all residents, the 437th-largest share among 462 places. For population change between 2020 and 2023, Pollard ranks 245th of 462 in Alabama (about the 47th percentile). Its roughly 112 residents per square mile place it 382nd among Alabama's places. By land area, its 1.1 square miles rank 408th of 462 places in Alabama.
Common questions
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Nearby places
- Jay, FL — population 572
- Flomaton, AL — population 1,452
- Riverview, AL — population 164
- Century, FL — population 1,758
- Brewton, AL — population 5,167
- East Brewton, AL — population 2,252
- Atmore, AL — population 8,315
- Castleberry, AL — population 468