Personal loans in Flomaton, AL

The roughly 1,452 people who live in Flomaton borrow under Alabama rules; city hall sets no personal-loan rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Flomaton loan. Every figure below is Alabama's own, applied to Flomaton's 1,452 residents, with the publisher and retrieval date attached. The closest larger place is Century, FL about 3 miles away.

Flomaton: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Alabama rules a lender must follow — and they are below.

• Population: 1,452 — Flomaton ranks 224th of 462 communities in Alabama (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.0% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 15 residents.
• Size percentile: roughly 52% of Alabama places rank below Flomaton.
• Population density: about 286 people per square mile across 5.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Flomaton's 5.1 square miles rank 248th of 462 places in Alabama.
• Water area rank: Flomaton ranks 107th among Alabama's 462 places, with 0.11 sq mi.
• Share of Alabama: Flomaton holds about 0.0% of the state's population, some 1,452 people.
• National standing: Flomaton ranks 8,807th of 19,457 US places.
• Growth rank: Flomaton's 2020-to-2023 change ranks 289th of 462 places in Alabama.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Flomaton's 1.0%.
• Density in Alabama: Flomaton ranks 206th by people per square mile.
• Against the state median: Flomaton runs about 286 residents per square mile, where the Alabama median is 259.
• Location: latitude 31.0148, longitude -87.2560 (Census Gazetteer).
• Nearest larger cities: Century (3 mi); Brewton (12 mi); East Brewton (13 mi); Atmore (14 mi); Milton (29 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Pollard (5 mi); Jay (8 mi); Riverview (11 mi), each with its own Census population profile.
• Smaller places within 50 miles: 17 of them.
• At 100 miles: 72 larger Census places fall inside that radius.

Where Flomaton sits in Alabama

Among Alabama's 462 places, Flomaton sits at 224th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Flomaton stands 289th among Alabama's 462 places — roughly the 37th percentile. Its roughly 286 residents per square mile place it 206th among Alabama's places. Between 2020 and 2023 the count changed by roughly 15 residents.

Which Alabama laws govern a loan in Flomaton

Read the table as a lender's compliance picture for Flomaton: the rule, the sourced figure, the publisher and the date.

Before you apply in Flomaton

For Flomaton's roughly 1,452 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Alabama regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Flomaton-specific: the same Alabama licensing and disclosure rules reach all 1,452 residents.

Land, water and location for Flomaton

Inside Flomaton's boundaries lie roughly 5.1 square miles of land and 0.11 square miles of water. With 1,452 residents, the land area yields roughly 286 people per square mile. For the state's biggest city, Huntsville, the distance is roughly 257 miles. Flomaton has 21 larger places within a 50-mile radius. Within the same 50 miles lie 17 smaller Census places.

How a Flomaton personal loan is priced

Flomaton is a small community of about 1,452 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Flomaton lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Flomaton loan but raises total interest, so the smallest payment is not the cheapest loan.