Personal loans in Pocahontas, VA
Rate ceilings, licensing requirements and product limits for Pocahontas are all set at the Virginia level. Pocahontas is home to roughly 257 people and stands 199th by size out of 227 Census places in Virginia.
A personal loan in Pocahontas is priced from your credit file and income, not from the fact that the city holds 257 people. Census figures put the 2020-to-2023 decrease in Pocahontas at about 4.1%. Price two or three terms so you can see which payment is truly affordable in Pocahontas. The next larger city is Bramwell, WV about 3 miles away.
Pocahontas: population, trend and location
Set out below is Pocahontas's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 257 residents in Pocahontas (Vintage 2023 subcounty estimate), the 199th-largest figure among Virginia's 227 places.
- Population trend: Down about 4.1% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 11 residents.
- Size percentile: roughly 12% of Virginia places rank below Pocahontas.
- Population density: about 451 people per square mile (Census land area 0.6 sq mi).
- By land area: Pocahontas ranks 193rd among Virginia's 227 places, at 0.6 sq mi.
- Water: Pocahontas holds about 0.01 square miles, the 120th-largest water area in Virginia.
- Share of state population: Pocahontas's 257 residents are about 0.0% of Virginia.
- National standing: Pocahontas ranks 15,667th of 19,457 US places.
- Growth rank: Pocahontas's 2020-to-2023 change ranks 220th of 227 places in Virginia.
- Against the state trend: Pocahontas's 4.1% change compares with a Virginia average of -0.0% across its 227 places.
- Density rank: Pocahontas places 174th among Virginia's places by people per square mile.
- Against the state median: Pocahontas runs about 451 residents per square mile, where the Virginia median is 823.
- Location: mapped by the US Census Bureau at 37.3097, -81.3458.
- Nearest larger cities: Bramwell (3 mi); Bluefield (6 mi); Bluefield (8 mi); Gary (11 mi); Princeton (14 mi). Larger metros often have more branches, but online lenders reach Pocahontas on the same terms.
- Smaller places nearby: Anawalt (6 mi); Northfork (9 mi); Keystone (9 mi).
- Smaller places within 50 miles: 13 of them.
- Within 100 miles: 205 places are larger than Pocahontas.
How Virginia law applies in Pocahontas
Every row below records a Virginia rule, its publisher and its retrieval date — the same rules a Pocahontas lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Land, water and location for Pocahontas
The Census Gazetteer records 0.6 square miles of land and 0.01 square miles of water within Pocahontas. With 257 residents, the land area yields roughly 451 people per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 295 miles. A 50-mile radius around Pocahontas takes in 47 places that are larger. The 100-mile radius contains 205 larger places.
Borrowing reach in Pocahontas
Pocahontas is lightly settled, with about 451 people per square mile and 47 larger places within 50 miles. A Virginia licence lets a lender serve Pocahontas without a local office, so branch density does not change what its 257 residents are offered. For a larger market, the closest option is Bramwell, WV about 3 miles away.
How Pocahontas compares across Virginia
Set beside Virginia's 227 places, Pocahontas ranks 199th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Pocahontas ranks 220th of 227 in Virginia (about the 3th percentile). By density, at about 451 people per square mile, it ranks 174th in Virginia. Between 2020 and 2023 the count changed by roughly 11 residents.
The anatomy of a Pocahontas personal loan
Pocahontas is a small community of about 257 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Pocahontas can be quoted different APRs on the same amount and term. Shortening the term on a Pocahontas loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Bramwell, WV — population 265
- Anawalt, WV — population 151
- Bluefield, VA — population 4,906
- Northfork, WV — population 208
- Bluefield, WV — population 9,272
- Keystone, WV — population 157
- Gary, WV — population 703
- Kimball, WV — population 253