Personal loans in Anawalt, WV
The first question in Anawalt is not the rate on offer but whether the payment fits; about 151 people live here under West Virginia lending law.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Anawalt loan. The Census estimates 151 residents in Anawalt, which ranks it 215th of 230 places in West Virginia. To lend to Anawalt's 151 residents, a company must hold a West Virginia licence, and each sourced row below names the regulator behind it. Anawalt shed about 9.6% of its population between the 2020 base and the 2023 estimate. A larger market lies at Keystone, WV about 5 miles away.
Anawalt: population, trend and location
Set out below is Anawalt's local context next to the state-level rules that reach every lender here.
- Population: 151 — Anawalt ranks 215th of 230 communities in West Virginia (US Census Bureau, Vintage 2023).
- Population trend: Down about 9.6% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 16 fewer since the 2020 base.
- Size percentile: Anawalt's 151 people outrank roughly 7% of the places in West Virginia.
- Population density: 263 people per square mile on 0.6 square miles of land.
- Land area rank: Anawalt's 0.6 square miles rank 143rd of 230 places in West Virginia.
- State share: roughly 0.0% of West Virginia's residents live in Anawalt (151 people).
- Nationally: Anawalt is the 17,268th-largest of 19,457 Census places in the dataset.
- Growth rank: Anawalt ranks 224th among West Virginia's 230 places for the 2020-to-2023 change.
- Against the state trend: Anawalt's 9.6% change compares with a West Virginia average of -3.0% across its 230 places.
- Density rank: Anawalt is the 219th most densely settled place in West Virginia.
- Density in context: Anawalt's 263 people per square mile sit against a West Virginia median of 1,021.
- Location: mapped by the US Census Bureau at 37.3365, -81.4406.
- Nearest larger cities: Keystone (5 mi); Pocahontas (6 mi); Gary (6 mi); Northfork (6 mi); Kimball (7 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Oakvale (26 mi); Glen Lyn (32 mi); Pax (41 mi), each with its own Census population profile.
- Within a 50-mile radius: 6 smaller Census places.
- At 100 miles: 222 larger Census places fall inside that radius.
The Anawalt borrowing checklist
Complete these steps first when you borrow in Anawalt (151 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a West Virginia licence by checking the regulator named above.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
The process is identical across West Virginia; what changes is your credit file, not the fact that Anawalt holds 151 people.
Anawalt's place among West Virginia's 230 places
Set beside West Virginia's 230 places, Anawalt ranks 215th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Anawalt stands 224th among West Virginia's 230 places — roughly the 3th percentile. At about 263 people per square mile, Anawalt is the 219th most densely settled place in West Virginia. Within 50 miles sit 6 smaller Census places, alongside the 55 that are larger.
Getting a loan in Anawalt
With about 263 residents per square mile, Anawalt is lightly settled, and 55 larger Census places sit within 50 miles. Whether Anawalt has a local branch or not, a West Virginia-licensed lender can serve its 151 people online on the same terms. The nearest bigger place is Keystone, WV about 5 miles away.
What West Virginia law requires in Anawalt
Read the table as a lender's compliance picture for Anawalt: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
Inside a Anawalt personal loan
Anawalt is a small community of about 151 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Anawalt lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Anawalt loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Keystone, WV — population 157
- Northfork, WV — population 208
- Pocahontas, VA — population 257
- Gary, WV — population 703
- Kimball, WV — population 253
- Bramwell, WV — population 265
- Welch, WV — population 3,414
- Bluefield, VA — population 4,906