Personal loans in Plumville, PA
With an estimated 249 residents, Plumville is the 894th-largest of 1,013 places in Pennsylvania.
A lender serving Plumville holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 249 residents. Decide the purpose of the loan and your repayment plan before sharing any details with a Plumville lender. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Plumville as from the rest of the state. The 2020 count to the 2023 estimate shows about 0.8% decline in Plumville. The closest larger place is Dayton, PA about 7 miles away.
The Plumville data picture
Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.
- Population: 249 residents; Plumville is the 894th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.8%.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: Plumville's 249 people outrank roughly 12% of the places in Pennsylvania.
- Density: roughly 502 residents per square mile, spread over 0.5 sq mi of land.
- By land area: Plumville ranks 737th among Pennsylvania's 1,013 places, at 0.5 sq mi.
- Share of Pennsylvania: Plumville holds about 0.0% of the state's population, some 249 people.
- National standing: Plumville ranks 15,776th of 19,457 US places.
- Growth rank: Plumville ranks 404th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Plumville's 0.8%.
- Density rank: Plumville is the 859th most densely settled place in Pennsylvania.
- Density in context: Plumville's 502 people per square mile sit against a Pennsylvania median of 1,990.
- Location: the Census Gazetteer records it at 40.7925, -79.1794.
- Nearest larger cities: Dayton (7 mi); Marion Center (7 mi); Rural Valley (7 mi); Creekside (8 mi); Ernest (8 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Atwood (5 mi); Smicksburg (5 mi); Shelocta (11 mi).
- Smaller places within 50 miles: 30 of them.
- At 100 miles: 554 larger Census places fall inside that radius.
Where Plumville sits in Pennsylvania
Within Pennsylvania, Plumville holds roughly 0.0% of all residents, the 894th-largest share among 1,013 places. For population change between 2020 and 2023, Plumville ranks 404th of 1,013 in Pennsylvania (about the 60th percentile). By density, at about 502 people per square mile, it ranks 859th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 2 residents.
What to do before borrowing in Plumville
Before you hand your details to a lender in Plumville, where the population is near 249:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Plumville and the rest of Pennsylvania is not the process but the borrower's own file, among the 249 people here.
Borrowing reach in Plumville
With about 502 residents per square mile, Plumville is moderately settled, and 198 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Plumville's 249 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Dayton, PA about 7 miles away.
The geography behind Plumville
Plumville's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 502 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 220 miles. A 50-mile radius around Plumville takes in 198 places that are larger. Within the same 50 miles lie 30 smaller Census places.
How Pennsylvania law applies in Plumville
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Plumville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Smicksburg, PA — population 56
- Atwood, PA — population 107
- Dayton, PA — population 539
- Creekside, PA — population 282
- Ernest, PA — population 415
- Marion Center, PA — population 408
- Rural Valley, PA — population 809
- Indiana, PA — population 14,289