Personal loans in Dayton, PA

The 2020 count to the 2023 estimate shows about 2.5% decline in Dayton. A lender that serves Dayton operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Read the disclosure for an origination fee and any prepayment penalty before signing in Dayton. Borrowers who want a bigger city can look to Rural Valley, PA about 7 miles away.

Dayton: the sourced local profile

Set out below is Dayton's local context next to the state-level rules that reach every lender here.

• Population: an estimated 539 residents, 753rd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 2.5% fewer residents than the 2020 Census counted.
• People gained or lost: about 14 fewer since the 2020 base.
• Size percentile: Dayton sits ahead of around 26% of Pennsylvania places, at 539 people.
• Land and density: 0.4 square miles of land carry roughly 1,434 residents per square mile.
• Land area: Dayton covers 0.4 square miles, the 824th-largest area among Pennsylvania's 1,013 places.
• State population share: Dayton accounts for about 0.0% of everyone in Pennsylvania.
• National rank: Dayton is the 12,853rd most populous of the 19,457 Census places covered here.
• Growth rank: Dayton ranks 797th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Dayton moved 2.5%.
• Density rank: Dayton places 618th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Dayton's 1,434 people per square mile compare with a state median of 1,990.
• Location: 40.8812 / -79.2411, per the US Census Bureau Gazetteer.
• Nearest larger cities: Rural Valley (7 mi); New Bethlehem (10 mi); Punxsutawney (15 mi); Kittanning (15 mi); West Kittanning (16 mi). Living near a larger metro rarely changes what is available in Dayton.
• Nearest smaller towns: Smicksburg (4 mi); Timblin (6 mi); Plumville (7 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 72 of them.
• Within 100 miles: 434 places are larger than Dayton.

Where Dayton sits

The Census Gazetteer records about 0.4 square miles of land within Dayton, with no significant water area listed. With 539 residents, the land area yields roughly 1,434 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 224 miles away. A 50-mile radius around Dayton takes in 145 places that are larger. The 100-mile radius contains 434 larger places.

Dayton's place among Pennsylvania's 1,013 places

Against Pennsylvania's other places, Dayton accounts for about 0.0% of the state's population and ranks 753rd of 1,013 by size. For population change between 2020 and 2023, Dayton ranks 797th of 1,013 in Pennsylvania (about the 21th percentile). Its roughly 1,434 residents per square mile place it 618th among Pennsylvania's places. In land area, Dayton ranks 824th among Pennsylvania's 1,013 places.

The anatomy of a Dayton personal loan

A Dayton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 539 residents. A lender serving Dayton's 539 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Dayton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What is available to Dayton borrowers

At roughly 1,434 people per square mile, Dayton is moderately settled; 145 larger places lie within 50 miles. Distance to a branch rarely matters for Dayton's 539 residents: the application is online and the price follows your credit file. The nearest larger city, Rural Valley, PA about 7 miles away.

Which Pennsylvania laws govern a loan in Dayton

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Dayton's roughly 539 residents.