Personal loans in Pleasant Prairie, WI
If you are weighing a personal loan in Pleasant Prairie, start from the payment you can carry; its 21,818 residents face the same statewide rules.
Pleasant Prairie is home to roughly 21,818 people and stands 38th by size out of 605 Census places in Wisconsin. Population in Pleasant Prairie climbed about 2.7% over the three years from 2020 to 2023. For the 21,818 people in Pleasant Prairie, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Rate-shopping from Pleasant Prairie costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger place is Kenosha, WI about 4 miles away.
Pleasant Prairie: the sourced local profile
The figures below are Pleasant Prairie's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: about 21,818 people live here, which puts Pleasant Prairie 38th of 605 Census places in Wisconsin (Vintage 2023).
- Population trend: Higher by roughly 2.7% since the 2020 count.
- Absolute change: 564 residents added between 2020 and 2023.
- Size percentile: Pleasant Prairie's 21,818 people outrank roughly 94% of the places in Wisconsin.
- Population density: 654 people per square mile on 33.4 square miles of land.
- Land area: Pleasant Prairie covers 33.4 square miles, the 21st-largest area among Wisconsin's 605 places.
- Water area rank: Pleasant Prairie ranks 105th among Wisconsin's 605 places, with 0.31 sq mi.
- Share of state population: Pleasant Prairie's 21,818 residents are about 0.5% of Wisconsin.
- National rank: Pleasant Prairie is the 1,758th most populous of the 19,457 Census places covered here.
- Growth in Wisconsin: Pleasant Prairie stands 74th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Pleasant Prairie's 2.7%.
- Density rank: Pleasant Prairie places 357th among Wisconsin's places by people per square mile.
- Density vs Wisconsin: Pleasant Prairie's 654 people per square mile compare with a state median of 800.
- Location: the Census Gazetteer records it at 42.5267, -87.8883.
- Nearest larger cities: Kenosha (4 mi); Zion (5 mi); Waukegan (11 mi); Gurnee (11 mi); Mount Pleasant (13 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Winthrop Harbor (4 mi); Wadsworth (6 mi); Beach Park (6 mi).
- Within a 50-mile radius: 176 smaller Census places.
- Larger places within 100 miles: 131.
Land, water and location for Pleasant Prairie
Inside Pleasant Prairie's boundaries lie roughly 33.4 square miles of land and 0.31 square miles of water. With 21,818 residents, the land area yields roughly 654 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 37 miles away. Within 50 miles of Pleasant Prairie there are 72 larger Census places. Within the same 50 miles lie 176 smaller Census places.
Borrowing reach in Pleasant Prairie
Pleasant Prairie is moderately settled, with about 654 people per square mile and 72 larger places within 50 miles. Whether Pleasant Prairie has a local branch or not, a Wisconsin-licensed lender can serve its 21,818 people online on the same terms. The nearest bigger place is Kenosha, WI about 4 miles away.
How a Pleasant Prairie personal loan is priced
Most loans made to Pleasant Prairie's 21,818 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Pleasant Prairie. Because the payment is fixed, the total cost of a Pleasant Prairie loan is knowable in advance — unlike a revolving card balance.
The Wisconsin lending rules that reach Pleasant Prairie
The rows below set out what a licensed lender must follow in Wisconsin, and so for Pleasant Prairie's roughly 21,818 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How Pleasant Prairie compares across Wisconsin
Against Wisconsin's other places, Pleasant Prairie accounts for about 0.5% of the state's population and ranks 38th of 605 by size. On the 2020-to-2023 trend, Pleasant Prairie stands 74th among Wisconsin's 605 places — roughly the 88th percentile. At about 654 people per square mile, Pleasant Prairie is the 357th most densely settled place in Wisconsin. By land area, its 33.4 square miles rank 21st of 605 places in Wisconsin.
Common questions
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Nearby places
- Kenosha, WI — population 98,211
- Zion, IL — population 24,206
- Winthrop Harbor, IL — population 6,594
- Wadsworth, IL — population 3,459
- Beach Park, IL — population 14,057
- Somers, WI — population 8,140
- Bristol, WI — population 5,187
- Old Mill Creek, IL — population 162