Personal loans in Kenosha, WI

A larger market lies at Milwaukee, WI about 33 miles away. A 2020-to-2023 comparison shows Kenosha down by about 1.8%. When Wisconsin caps or restricts a product, lenders either change the terms or withdraw it from Kenosha as from the rest of the state. Decide the purpose of the loan and your repayment plan before sharing any details with a Kenosha lender.

Borrowing in Kenosha: the local picture

The figures below are Kenosha's own — Census population, land area and coordinates — followed by the Wisconsin rules.

• Population: a Census-estimated 98,211, 4th among Wisconsin's 605 places (Vintage 2023).
• Population trend: A loss of roughly 1.8% between 2020 and 2023.
• Net change: roughly 1,772 fewer people than the 2020 Census counted.
• Size percentile: roughly 99% of Wisconsin's places have fewer residents than Kenosha's 98,211.
• Population density: about 3,379 people per square mile across 29.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Kenosha's 29.1 square miles rank 30th of 605 places in Wisconsin.
• Water area: Kenosha has 0.09 square miles of water, ranking 193rd of 605 places in Wisconsin.
• State share: roughly 2.3% of Wisconsin's residents live in Kenosha (98,211 people).
• National rank: Kenosha sits 333rd by population among the 19,457 places in this dataset.
• Growth rank: Kenosha ranks 488th among Wisconsin's 605 places for the 2020-to-2023 change.
• Against the state trend: Kenosha's 1.8% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Kenosha places 11th among Wisconsin's places by people per square mile.
• Density vs Wisconsin: Kenosha's 3,379 people per square mile compare with a state median of 800.
• Location: latitude 42.5875, longitude -87.8800 (Census Gazetteer).
• Nearest larger cities: Milwaukee (33 mi); Elgin (44 mi); Chicago (53 mi); Naperville (60 mi); Aurora (61 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Somers (4 mi); Pleasant Prairie (4 mi); Bristol (8 mi).
• Smaller places within 50 miles: 225 of them.
• Within 100 miles: 8 places are larger than Kenosha.

Kenosha on the map

The Census Gazetteer records 29.1 square miles of land and 0.09 square miles of water within Kenosha. That land carries about 3,379 people per square mile. Milwaukee, the largest place in Wisconsin, is about 33 miles from Kenosha. Counting outward 50 miles, 2 larger communities surround Kenosha. By land area it ranks 30th of 605 Wisconsin places.

The Kenosha borrowing checklist

For Kenosha's roughly 98,211 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Wisconsin regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Kenosha holds 98,211 people.

How lenders reach Kenosha

With about 3,379 residents per square mile, Kenosha is fairly dense, and 2 larger Census places sit within 50 miles. Distance to a branch rarely matters for Kenosha's 98,211 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Milwaukee, WI about 33 miles away.

The state rulebook for Kenosha

The rows below set out what a licensed lender must follow in Wisconsin, and so for Kenosha's roughly 98,211 residents.

Kenosha in state context

Among Wisconsin's 605 places, Kenosha sits at 4th for population, a share of roughly 2.3% of the state. For population change between 2020 and 2023, Kenosha ranks 488th of 605 in Wisconsin (about the 19th percentile). Its roughly 3,379 residents per square mile place it 11th among Wisconsin's places. By land area, its 29.1 square miles rank 30th of 605 places in Wisconsin.