Personal loans in Platea, PA
Roughly 433 residents live in Platea, the 789th-largest community in Pennsylvania. A lender serving Platea holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 433 residents.
Pull your credit reports and line up at least three offers before you apply from Platea. Every figure below is Pennsylvania's own, applied to Platea's 433 residents, with the publisher and retrieval date attached. A 2020-to-2023 comparison shows Platea down by about 2.0%. A larger market lies at Cranesville, PA about 3 miles away.
Local context for Platea
What follows is Platea's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: about 433, ranked 789th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 2.0% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
- Size percentile: about 22% of Pennsylvania communities are smaller than Platea (433 residents).
- Density: roughly 130 residents per square mile, spread over 3.3 sq mi of land.
- Land area: Platea covers 3.3 square miles, the 112th-largest area among Pennsylvania's 1,013 places.
- State population share: Platea accounts for about 0.0% of everyone in Pennsylvania.
- National rank: Platea is the 13,754th most populous of the 19,457 Census places covered here.
- Growth rank: Platea ranks 657th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Platea moved 2.0%.
- Density rank: Platea is the 974th most densely settled place in Pennsylvania.
- Density in context: Platea's 130 people per square mile sit against a Pennsylvania median of 1,990.
- Location: latitude 41.9510, longitude -80.3304 (Census Gazetteer).
- Nearest larger cities: Cranesville (3 mi); Girard (4 mi); Albion (5 mi); Lake City (5 mi); McKean (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Springboro (11 mi); Venango (17 mi); Woodcock (19 mi).
- Within a 50-mile radius: 19 smaller Census places.
- Larger places within 100 miles: 335.
Borrowing reach in Platea
At roughly 130 people per square mile, Platea is lightly settled; 51 larger places lie within 50 miles. Distance to a branch rarely matters for Platea's 433 residents: the application is online and the price follows your credit file. The nearest larger city, Cranesville, PA about 3 miles away.
A practical checklist for Platea borrowers
These steps shape the offer you get in Platea, a place of about 433 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Platea as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 433 residents.
Which Pennsylvania laws govern a loan in Platea
For the roughly 433 residents of Platea, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Platea in state context
Platea is the 789th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 657th of 1,013 Pennsylvania places, putting it near the 35th percentile for growth. By density, at about 130 people per square mile, it ranks 974th in Pennsylvania. In land area, Platea ranks 112th among Pennsylvania's 1,013 places.
Platea: area, density and distance
Inside Platea's boundaries lie about 3.3 square miles of land, with no significant water area recorded. Spread across it are roughly 130 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 302 miles from Platea. Platea has 51 larger places within a 50-mile radius. Within the same 50 miles lie 19 smaller Census places.
Common questions
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Nearby places
- Cranesville, PA — population 566
- Girard, PA — population 2,944
- Lake City, PA — population 2,864
- Albion, PA — population 1,496
- Springboro, PA — population 367
- McKean, PA — population 477
- Conneautville, PA — population 720
- Edinboro, PA — population 5,821