Personal loans in Albion, PA

The first question in Albion is not the rate on offer but whether the payment fits; about 1,496 people live here under Pennsylvania lending law. The Census counts 1,496 people in Albion, the 494th-largest figure among Pennsylvania's 1,013 places. A 2020-to-2023 comparison shows Albion down by about 1.8%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Albion's 1,496 residents are no exception. The nearest larger city is Girard, PA about 8 miles away.

The Albion data picture

Here is the sourced Census picture for Albion, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: 1,496 — Albion ranks 494th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.8% from the 2020 Census base to the 2023 estimate.
• Absolute change: 28 residents lost between 2020 and 2023.
• Size percentile: roughly 51% of Pennsylvania's places have fewer residents than Albion's 1,496.
• Population density: 1,388 people per square mile on 1.1 square miles of land.
• Land area: Albion covers 1.1 square miles, the 405th-largest area among Pennsylvania's 1,013 places.
• Water area rank: Albion ranks 370th among Pennsylvania's 1,013 places, with 0.01 sq mi.
• State population share: Albion accounts for about 0.0% of everyone in Pennsylvania.
• National rank: Albion is the 8,693rd most populous of the 19,457 Census places covered here.
• Growth rank: Albion's 2020-to-2023 change ranks 605th of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Albion moved 1.8%.
• Density in Pennsylvania: Albion ranks 623rd by people per square mile.
• Density vs Pennsylvania: Albion's 1,388 people per square mile compare with a state median of 1,990.
• Location: coordinates 41.8900, -80.3648 (US Census Bureau Gazetteer).
• Nearest larger cities: Girard (8 mi); Lake City (9 mi); Conneaut (11 mi); Edinboro (12 mi); North Kingsville (16 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Cranesville (2 mi); Platea (5 mi); Springboro (6 mi).
• Smaller neighbours: 48 places smaller than Albion sit within 50 miles.
• Within 100 miles: 240 places are larger than Albion.

Albion on the map

The Census Gazetteer records 1.1 square miles of land and 0.01 square miles of water within Albion. With 1,496 residents, the land area yields roughly 1,388 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 302 miles from Albion. Within 50 miles of Albion there are 34 larger Census places. The 100-mile radius contains 240 larger places.

Which Pennsylvania laws govern a loan in Albion

Read the table as a lender's compliance picture for Albion: the rule, the sourced figure, the publisher and the date.

How lenders reach Albion

At roughly 1,388 people per square mile, Albion is moderately settled; 34 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve Albion without a local office, so branch density does not change what its 1,496 residents are offered. The nearest bigger place is Girard, PA about 8 miles away.

The Albion borrowing checklist

These steps shape the offer you get in Albion, a place of about 1,496 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Pennsylvania licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Albion holds 1,496 people.

Albion against the rest of Pennsylvania

Set beside Pennsylvania's 1,013 places, Albion ranks 494th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Albion ranks 605th of 1,013 in Pennsylvania (about the 40th percentile). By density, at about 1,388 people per square mile, it ranks 623rd in Pennsylvania. Within 50 miles sit 48 smaller Census places, alongside the 34 that are larger.