Personal loans in Pittsburg, IL
A single loan can carry different costs on either side of a state line, and Pittsburg sits on the Illinois side of that line.
If you are weighing a personal loan in Pittsburg, start from the payment you can carry; its 559 residents face the same statewide rules. About 559 people live in Pittsburg, placing it 818th of 1,294 Census places in Illinois. Population in Pittsburg dropped about 1.4% over the three years from 2020 to 2023. Price two or three terms so you can see which payment is truly affordable in Pittsburg. The nearest larger metro is Johnston City, IL about 5 miles away.
Where Pittsburg stands
Two layers matter for a Pittsburg borrower: the local population picture and Illinois's consumer-lending statutes.
- Population: 559 — Pittsburg ranks 818th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.4% across the 2020-to-2023 comparison.
- People gained or lost: about 8 fewer since the 2020 base.
- Size percentile: bigger than about 37% of the places in Illinois, with 559 residents in Pittsburg.
- Population density: 271 people per square mile on 2.1 square miles of land.
- By land area: Pittsburg ranks 478th among Illinois's 1,294 places, at 2.1 sq mi.
- Water area rank: Pittsburg ranks 382nd among Illinois's 1,294 places, with 0.03 sq mi.
- Within Illinois: about 0.0% of the state's population lives in Pittsburg.
- National rank: Pittsburg is the 12,706th most populous of the 19,457 Census places covered here.
- Growth rank: Pittsburg's 2020-to-2023 change ranks 344th of 1,294 places in Illinois.
- Against the state trend: Pittsburg's 1.4% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Pittsburg is the 1,139th most densely settled place in Illinois.
- Density vs Illinois: Pittsburg's 271 people per square mile compare with a state median of 993.
- Location: mapped by the US Census Bureau at 37.7766, -88.8502.
- Nearest larger cities: Johnston City (5 mi); Marion (6 mi); Energy (9 mi); West Frankfort (10 mi); Herrin (10 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Spillertown (4 mi); Freeman Spur (10 mi); Thompsonville (10 mi).
- Smaller places within 50 miles: 77 of them.
- At 100 miles: 275 larger Census places fall inside that radius.
How Pittsburg compares across Illinois
Pittsburg is the 818th-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. For population change between 2020 and 2023, Pittsburg ranks 344th of 1,294 in Illinois (about the 73th percentile). At about 271 people per square mile, Pittsburg is the 1,139th most densely settled place in Illinois. The population moved by about 8 people between 2020 and 2023, a 1.4% shift.
What shapes a Pittsburg personal loan
In Pittsburg, a small community of about 559, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Pittsburg lender to disclose the APR and finance charge before you sign. Shortening the term on a Pittsburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Illinois law applies in Pittsburg
This table holds the Illinois rate and licensing rules for consumer loans made to Pittsburg's 559 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
The geography behind Pittsburg
Inside Pittsburg's boundaries lie roughly 2.1 square miles of land and 0.03 square miles of water. Spread across it are roughly 271 residents per square mile. Chicago, the largest place in Illinois, is about 287 miles from Pittsburg. Pittsburg has 58 larger places within a 50-mile radius. By land area it ranks 478th of 1,294 Illinois places.
Borrowing reach in Pittsburg
With about 271 residents per square mile, Pittsburg is lightly settled, and 58 larger Census places sit within 50 miles. Lenders licensed in Illinois reach Pittsburg's 559 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Johnston City, IL about 5 miles away.
Common questions
What are my options in Pittsburg if my credit is poor?
What loan size can I expect in Pittsburg?
Do I have to pledge anything to borrow in Pittsburg?
Does comparing loans in Pittsburg cost me credit score points?
Nearby places
- Spillertown, IL — population 177
- Johnston City, IL — population 3,308
- Marion, IL — population 16,852
- West Frankfort, IL — population 7,145
- Creal Springs, IL — population 497
- Thompsonville, IL — population 480
- Freeman Spur, IL — population 269
- Energy, IL — population 953