Personal loans in Marion, IL

Personal loans in Marion are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 16,852 population. To lend to Marion's 16,852 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. Begin with the payment, then weigh APR and total interest across the lenders that reach Marion's 16,852 residents. The next larger city is Carbondale, IL about 15 miles away.

Marion: the sourced local profile

What follows is Marion's place in the Census record, alongside the Illinois rules that govern a personal loan made here.

• Population: about 16,852, ranked 151st of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: Steady across the 2020-to-2023 comparison.
• Size percentile: bigger than about 88% of the places in Illinois, with 16,852 residents in Marion.
• Population density: about 1,170 people per square mile across 14.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Marion's 14.4 square miles rank 61st of 1,294 places in Illinois.
• Water area: Marion has 0.22 square miles of water, ranking 116th of 1,294 places in Illinois.
• Share of Illinois: Marion holds about 0.2% of the state's population, some 16,852 people.
• Nationally: Marion is the 2,164th-largest of 19,457 Census places in the dataset.
• Growth rank: Marion ranks 145th among Illinois's 1,294 places for the 2020-to-2023 change.
• Against the state trend: Marion's 0.0% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density rank: Marion is the 552nd most densely settled place in Illinois.
• Against the state median: Marion runs about 1,170 residents per square mile, where the Illinois median is 993.
• Location: it lies at 37.7344, -88.9412 in the Census Gazetteer.
• Nearest larger cities: Carbondale (15 mi); Cape Girardeau (45 mi); Paducah (49 mi); Henderson (75 mi); Belleville (79 mi). Online lenders reach Marion no matter how far the nearest branch is.
• Nearest smaller towns: Spillertown (2 mi); Energy (5 mi); Pittsburg (6 mi) — useful context for the surrounding area.
• Smaller neighbours: 135 places smaller than Marion sit within 50 miles.
• Larger places within 100 miles: 22.

Borrowing reach in Marion

At roughly 1,170 people per square mile, Marion is moderately settled; 3 larger places lie within 50 miles. Lenders licensed in Illinois reach Marion's 16,852 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Carbondale, IL about 15 miles away.

Before you apply in Marion

A sensible order of operations for a loan in Marion, home to about 16,852 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Illinois licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Marion as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 16,852 residents.

How personal loans work in Marion

With roughly 16,852 residents, Marion is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Marion loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Marion decides the split between a comfortable payment and the total interest you pay.

Illinois consumer-lending rules applied in Marion

Every row below records a Illinois rule, its publisher and its retrieval date — the same rules a Marion lender must follow.

How Marion compares across Illinois

Among Illinois's 1,294 places, Marion sits at 151st for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Marion stands 145th among Illinois's 1,294 places — roughly the 89th percentile. At about 1,170 people per square mile, Marion is the 552nd most densely settled place in Illinois. By land area, its 14.4 square miles rank 61st of 1,294 places in Illinois.