Personal loans in Pitts, GA

The Census estimates 243 residents in Pitts, which ranks it 466th of 536 places in Georgia. The closest larger city is Rochelle, GA about 5 miles away. When Georgia caps or restricts a product, lenders either change the terms or withdraw it from Pitts as from the rest of the state. For a community of about 243, the practical step is to compare APR across at least three lenders before committing.

Where Pitts stands

Pitts is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 243, ranked 466th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 3.2% fewer residents than the 2020 Census counted.
• People gained or lost: about 8 fewer since the 2020 base.
• Size percentile: roughly 13% of Georgia places rank below Pitts.
• Density: roughly 303 residents per square mile, spread over 0.8 sq mi of land.
• Land area: Pitts covers 0.8 square miles, the 486th-largest area among Georgia's 536 places.
• Share of Georgia: Pitts holds about 0.0% of the state's population, some 243 people.
• National rank: Pitts sits 15,860th by population among the 19,457 places in this dataset.
• Growth rank: Pitts ranks 484th among Georgia's 536 places for the 2020-to-2023 change.
• Against the state trend: Pitts's 3.2% change compares with a Georgia average of +3.4% across its 536 places.
• Density in Georgia: Pitts ranks 379th by people per square mile.
• Against the state median: Pitts runs about 303 residents per square mile, where the Georgia median is 536.
• Location: 31.9462, -83.5418 (Census Gazetteer coordinates).
• Nearest larger cities: Rochelle (5 mi); Pineview (11 mi); Cordele (13 mi); Arabi (14 mi); Abbeville (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Rebecca (10 mi); Lilly (24 mi); Dooling (30 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 10 of them.
• Within 100 miles: 202 places are larger than Pitts.

Pitts on the map

The Census Gazetteer records about 0.8 square miles of land within Pitts, with no significant water area listed. That land carries about 303 people per square mile. The largest place in Georgia, Atlanta, lies about 136 miles away. Within 50 miles of Pitts there are 56 larger Census places. The 100-mile radius contains 202 larger places.

Which Georgia laws govern a loan in Pitts

The rows below set out what a licensed lender must follow in Georgia, and so for Pitts's roughly 243 residents.

What shapes a Pitts personal loan

With roughly 243 residents, Pitts is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Pitts lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Pitts loan but raises total interest, so the smallest payment is not the cheapest loan.

A practical checklist for Pitts borrowers

Before you hand your details to a lender in Pitts, where the population is near 243:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Georgia regulator's records to confirm the lender is licensed here.
5. Make sure the new payment leaves room in a budget you already keep.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Georgia; what changes is your credit file, not the fact that Pitts holds 243 people.

Pitts in state context

Among Georgia's 536 places, Pitts sits at 466th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 484th of 536 Georgia places, putting it near the 10th percentile for growth. By density, at about 303 people per square mile, it ranks 379th in Georgia. Within 50 miles sit 10 smaller Census places, alongside the 56 that are larger.