Personal loans in Abbeville, GA
A personal loan in Abbeville is priced from your credit file and income, not from the fact that the city holds 2,844 people. The Census estimates 2,844 residents in Abbeville, which ranks it 207th of 536 places in Georgia.
Abbeville gained roughly 6.0% in population across the 2020-to-2023 comparison. Read the disclosure for an origination fee and any prepayment penalty before signing in Abbeville. The nearest larger metro is Eastman, GA about 16 miles away. Lenders active in Abbeville report to a Georgia supervisor, identified in the sourced rows below.
Abbeville: population, trend and location
The figures below are Abbeville's own — Census population, land area and coordinates — followed by the Georgia rules.
- Population: about 2,844, ranked 207th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 6.0% since the 2020 count.
- Net change: roughly 161 more people than the 2020 Census counted.
- Size percentile: Abbeville's 2,844 people outrank roughly 61% of the places in Georgia.
- Population density: about 930 people per square mile across 3.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Abbeville covers 3.1 square miles, the 284th-largest area among Georgia's 536 places.
- Water area rank: Abbeville ranks 202nd among Georgia's 536 places, with 0.04 sq mi.
- State population share: Abbeville accounts for about 0.1% of everyone in Georgia.
- National rank: Abbeville is 6,441st of 19,457 places nationwide.
- Growth rank: Abbeville's 2020-to-2023 change ranks 115th of 536 places in Georgia.
- Versus Georgia: the state average change is +3.4%, while Abbeville moved 6.0%.
- Density in Georgia: Abbeville ranks 137th by people per square mile.
- Density in context: Abbeville's 930 people per square mile sit against a Georgia median of 536.
- Location: 31.9926, -83.3065 (US Census Bureau Gazetteer).
- Nearest larger cities: Eastman (16 mi); Fitzgerald (20 mi); Hawkinsville (24 mi); McRae-Helena (24 mi); Cordele (27 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Rhine (6 mi); Rochelle (9 mi); Pineview (14 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 49 of them.
- Within 100 miles: 66 places are larger than Abbeville.
Abbeville in state context
Within Georgia, Abbeville holds roughly 0.1% of all residents, the 207th-largest share among 536 places. For population change between 2020 and 2023, Abbeville ranks 115th of 536 in Georgia (about the 79th percentile). By density, at about 930 people per square mile, it ranks 137th in Georgia. In land area, Abbeville ranks 284th among Georgia's 536 places.
Steps to take before a Abbeville loan
These steps shape the offer you get in Abbeville, a place of about 2,844 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Georgia licence by checking the regulator named above.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across Georgia; what changes is your credit file, not the fact that Abbeville holds 2,844 people.
Georgia consumer-lending rules applied in Abbeville
Read the table as a lender's compliance picture for Abbeville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
Lender access in Abbeville
At roughly 930 people per square mile, Abbeville is moderately settled; 20 larger places lie within 50 miles. Whether Abbeville has a local branch or not, a Georgia-licensed lender can serve its 2,844 people online on the same terms. For a larger market, the closest option is Eastman, GA about 16 miles away.
How personal loans work in Abbeville
Abbeville is a small community of about 2,844 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Abbeville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Abbeville loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Abbeville if my credit is poor?
What loan size can I expect in Abbeville?
Do I have to pledge anything to borrow in Abbeville?
Does comparing loans in Abbeville cost me credit score points?
Nearby places
- Rhine, GA — population 291
- Rochelle, GA — population 1,138
- Pineview, GA — population 453
- Pitts, GA — population 243
- Milan, GA — population 606
- Eastman, GA — population 5,568
- Rebecca, GA — population 206
- Chauncey, GA — population 287