Personal loans in Pilot Station, AK

A lender serving Pilot Station holds a Alaska licence and answers to a Alaska regulator; no city office is involved for its 592 residents. The 2020 count to the 2023 estimate shows about 4.2% decline in Pilot Station. With 592 residents, Pilot Station outranks about 67% of the communities in Alaska. Decide the purpose of the loan and your repayment plan before sharing any details with a Pilot Station lender. Which products a lender may offer to Pilot Station's 592 residents follows from the Alaska consumer-lending framework. For a bigger market, look to Mountain Village, AK about 28 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Pilot Station by the numbers

Two layers matter for a Pilot Station borrower: the local population picture and Alaska's consumer-lending statutes.

Borrowing reach in Pilot Station

With about 369 residents per square mile, Pilot Station is lightly settled, and 1 larger Census places sit within 50 miles. Whether Pilot Station has a local branch or not, a Alaska-licensed lender can serve its 592 people online on the same terms. The nearest bigger place is Mountain Village, AK about 28 miles away.

The geography behind Pilot Station

Pilot Station covers about 1.6 square miles of land, with 0.28 square miles of water inside its boundaries (Census Gazetteer). With 592 residents, the land area yields roughly 369 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 449 miles. Counting outward 50 miles, 1 larger communities surround Pilot Station. Within the same 50 miles lie 2 smaller Census places.

The Alaska lending rules that reach Pilot Station

Every row below records a Alaska rule, its publisher and its retrieval date — the same rules a Pilot Station lender must follow.

RuleDetailSource
State lending regulatorAlaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities)
Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs.
Alaska Legislature — Alaska Statutes § 06.50.900(5)
as of 2026-09-16
Small-loan / installment lender licensingLicense required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required
Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000".
Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040
as of 2026-09-16
Maximum legal interest rate (usury cap)10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt)
Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District".
Alaska Legislature — Alaska Statutes § 45.45.010
as of 2026-09-16

Pilot Station in state context

Among Alaska's 149 places, Pilot Station sits at 49th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Pilot Station ranks 93rd of 149 in Alaska (about the 38th percentile). At about 369 people per square mile, Pilot Station is the 20th most densely settled place in Alaska. Between 2020 and 2023 the count changed by roughly 26 residents.

How personal loans work in Pilot Station

With roughly 592 residents, Pilot Station is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Pilot Station's 592 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Pilot Station decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Pilot Station if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Pilot Station is the same as anywhere in Alaska.
What loan size can I expect in Pilot Station?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Pilot Station?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Pilot Station cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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