Personal loans in Pilot Station, AK
A lender serving Pilot Station holds a Alaska licence and answers to a Alaska regulator; no city office is involved for its 592 residents. The 2020 count to the 2023 estimate shows about 4.2% decline in Pilot Station. With 592 residents, Pilot Station outranks about 67% of the communities in Alaska. Decide the purpose of the loan and your repayment plan before sharing any details with a Pilot Station lender. Which products a lender may offer to Pilot Station's 592 residents follows from the Alaska consumer-lending framework. For a bigger market, look to Mountain Village, AK about 28 miles away.
Pilot Station by the numbers
Two layers matter for a Pilot Station borrower: the local population picture and Alaska's consumer-lending statutes.
- Population: a Census-estimated 592, 49th among Alaska's 149 places (Vintage 2023).
- Population trend: A decline of about 4.2% across the 2020-to-2023 comparison.
- Absolute change: 26 residents lost between 2020 and 2023.
- Size percentile: bigger than about 67% of the places in Alaska, with 592 residents in Pilot Station.
- Population density: 369 people per square mile on 1.6 square miles of land.
- By land area: Pilot Station ranks 132nd among Alaska's 149 places, at 1.6 sq mi.
- Water area: Pilot Station has 0.28 square miles of water, ranking 106th of 149 places in Alaska.
- Share of state population: Pilot Station's 592 residents are about 0.1% of Alaska.
- National rank: Pilot Station sits 12,488th by population among the 19,457 places in this dataset.
- Growth in Alaska: Pilot Station stands 93rd by percentage change from 2020 to 2023, among 149 places.
- Versus Alaska: the state average change is -3.1%, while Pilot Station moved 4.2%.
- Density rank: Pilot Station places 20th among Alaska's places by people per square mile.
- Density vs Alaska: Pilot Station's 369 people per square mile compare with a state median of 40.
- Location: coordinates 61.9482, -162.8726 (US Census Bureau Gazetteer).
- Nearest larger cities: Mountain Village (28 mi); Emmonak (78 mi); Kotlik (78 mi); Alakanuk (78 mi); Bethel (87 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: St. Mary's (14 mi); Marshall (27 mi); Russian Mission (50 mi).
- Smaller neighbours: 2 places smaller than Pilot Station sit within 50 miles.
- At 100 miles: 7 larger Census places fall inside that radius.
Borrowing reach in Pilot Station
With about 369 residents per square mile, Pilot Station is lightly settled, and 1 larger Census places sit within 50 miles. Whether Pilot Station has a local branch or not, a Alaska-licensed lender can serve its 592 people online on the same terms. The nearest bigger place is Mountain Village, AK about 28 miles away.
The geography behind Pilot Station
Pilot Station covers about 1.6 square miles of land, with 0.28 square miles of water inside its boundaries (Census Gazetteer). With 592 residents, the land area yields roughly 369 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 449 miles. Counting outward 50 miles, 1 larger communities surround Pilot Station. Within the same 50 miles lie 2 smaller Census places.
The Alaska lending rules that reach Pilot Station
Every row below records a Alaska rule, its publisher and its retrieval date — the same rules a Pilot Station lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
Pilot Station in state context
Among Alaska's 149 places, Pilot Station sits at 49th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Pilot Station ranks 93rd of 149 in Alaska (about the 38th percentile). At about 369 people per square mile, Pilot Station is the 20th most densely settled place in Alaska. Between 2020 and 2023 the count changed by roughly 26 residents.
How personal loans work in Pilot Station
With roughly 592 residents, Pilot Station is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Pilot Station's 592 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Pilot Station decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- St. Mary's, AK — population 577
- Marshall, AK — population 471
- Mountain Village, AK — population 594
- Nunapitchuk, AK — population 580
- Kotlik, AK — population 628
- Russian Mission, AK — population 404
- Napakiak, AK — population 344
- Bethel, AK — population 6,292