Personal loans in Marshall, AK
The trend for Marshall between 2020 and 2023 is downward by roughly 4.3%. At about 471 residents, Marshall is larger than roughly 58% of the places in Alaska.
The first question in Marshall is not the rate on offer but whether the payment fits; about 471 people live here under Alaska lending law. Price two or three terms so you can see which payment is truly affordable in Marshall. For the 471 people in Marshall, Alaska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger place is Pilot Station, AK about 27 miles away.
Local context for Marshall
Most of what governs a Marshall loan is written in Alaska law rather than in the city; the sourced notes below make that split concrete.
- Population: 471 people, a figure that places Marshall 63rd among the 149 Census places in Alaska (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 4.3% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 21 residents.
- Size percentile: Marshall sits ahead of around 58% of Alaska places, at 471 people.
- Land and density: 4.1 square miles of land carry roughly 116 residents per square mile.
- Land area rank: Marshall's 4.1 square miles rank 108th of 149 places in Alaska.
- State population share: Marshall accounts for about 0.1% of everyone in Alaska.
- Nationally: Marshall is the 13,411th-largest of 19,457 Census places in the dataset.
- Growth rank: Marshall's 2020-to-2023 change ranks 99th of 149 places in Alaska.
- Against the state trend: Marshall's 4.3% change compares with a Alaska average of -3.1% across its 149 places.
- Density in Alaska: Marshall ranks 51st by people per square mile.
- Density vs Alaska: Marshall's 116 people per square mile compare with a state median of 40.
- Location: latitude 61.8716, longitude -162.0609 (Census Gazetteer).
- Nearest larger cities: Pilot Station (27 mi); St. Mary's (41 mi); Mountain Village (55 mi); Nunapitchuk (70 mi); Bethel (75 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Russian Mission (23 mi); Upper Kalskag (61 mi); Lower Kalskag (61 mi).
- Smaller neighbours: 1 places smaller than Marshall sit within 50 miles.
- Within 100 miles: 9 places are larger than Marshall.
The Marshall borrowing checklist
Before you apply in Marshall, a community of about 471, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Alaska regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Marshall-specific: the same Alaska licensing and disclosure rules reach all 471 residents.
How personal loans work in Marshall
With roughly 471 residents, Marshall is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Marshall's 471 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Marshall loan is knowable in advance — unlike a revolving card balance.
The Alaska lending rules that reach Marshall
For the roughly 471 residents of Marshall, the rules below are Alaska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
Land, water and location for Marshall
The Census Gazetteer records about 4.1 square miles of land within Marshall, with no significant water area listed. That land carries about 116 people per square mile. Anchorage, the largest place in Alaska, is about 423 miles from Marshall. A 50-mile radius around Marshall takes in 2 places that are larger. By land area it ranks 108th of 149 Alaska places.
Lender access in Marshall
Marshall is lightly settled, with about 116 people per square mile and 2 larger places within 50 miles. What is available to Marshall's 471 borrowers is set by Alaska licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Pilot Station, AK about 27 miles away.
Common questions
What are my options in Marshall if my credit is poor?
What loan size can I expect in Marshall?
Do I have to pledge anything to borrow in Marshall?
Does comparing loans in Marshall cost me credit score points?
Nearby places
- Russian Mission, AK — population 404
- Pilot Station, AK — population 592
- Nunapitchuk, AK — population 580
- Bethel, AK — population 6,292
- Napakiak, AK — population 344
- St. Mary's, AK — population 577
- Napaskiak, AK — population 494
- Kwethluk, AK — population 782