Personal loans in Pierz, MN

To lend to Pierz's 1,460 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. By population, Pierz sits at 299th in Minnesota, with an estimated 1,460 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Pierz. From the 2020 Census base to the 2023 estimate, the population rose by about 2.7%. The nearest larger metro is Little Falls, MN about 12 miles away.

What the Census records for Pierz

Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.

• Population: about 1,460, ranked 299th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 2.7% between 2020 and 2023.
• Net change: roughly 38 more people than the 2020 Census counted.
• Size percentile: about 65% of Minnesota's Census places are smaller than Pierz.
• Land and density: 1.4 square miles of land carry roughly 1,059 residents per square mile.
• Land area rank: Pierz's 1.4 square miles rank 419th of 853 places in Minnesota.
• Share of state population: Pierz's 1,460 residents are about 0.0% of Minnesota.
• National rank: Pierz sits 8,783rd by population among the 19,457 places in this dataset.
• Growth rank: Pierz ranks 137th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Pierz moved 2.7%.
• Density rank: Pierz places 252nd among Minnesota's places by people per square mile.
• Density in context: Pierz's 1,059 people per square mile sit against a Minnesota median of 607.
• Location: coordinates 45.9772, -94.1008 (US Census Bureau Gazetteer).
• Nearest larger cities: Little Falls (12 mi); Rice (17 mi); Foley (24 mi); Sartell (25 mi); Milaca (26 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Genola (1 mi); Lastrup (5 mi); Buckman (6 mi), each with its own Census population profile.
• Smaller neighbours: 63 places smaller than Pierz sit within 50 miles.
• At 100 miles: 202 larger Census places fall inside that radius.

Where Pierz sits in Minnesota

Pierz is the 299th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 137th of 853 Minnesota places, putting it near the 84th percentile for growth. At about 1,059 people per square mile, Pierz is the 252nd most densely settled place in Minnesota. The population moved by about 38 people between 2020 and 2023, a 2.7% shift.

Getting a loan in Pierz

At roughly 1,059 people per square mile, Pierz is moderately settled; 36 larger places lie within 50 miles. Whether Pierz has a local branch or not, a Minnesota-licensed lender can serve its 1,460 people online on the same terms. For a larger market, the closest option is Little Falls, MN about 12 miles away.

The Minnesota lending rules that reach Pierz

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Pierz is bound by the same rules.

A pre-application checklist for Pierz

Before you apply in Pierz, a community of about 1,460, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Pierz as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 1,460 residents.

What a Pierz borrower is actually offered

Most loans made to Pierz's 1,460 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Pierz lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Pierz loan but raises total interest, so the smallest payment is not the cheapest loan.