Personal loans in Buckman, MN
If you are weighing a personal loan in Buckman, start from the payment you can carry; its 312 residents face the same statewide rules. Roughly 312 residents live in Buckman, the 584th-largest community in Minnesota.
The 2020 count to the 2023 estimate shows about 1.0% growth in Buckman. To lend to Buckman's 312 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Buckman's 312 residents are no exception. The closest larger place is Pierz, MN about 6 miles away.
Local context for Buckman
Most of what governs a Buckman loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: 312 people, a figure that places Buckman 584th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: Up about 1.0% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
- Size percentile: roughly 32% of Minnesota's places have fewer residents than Buckman's 312.
- Density: the Census land area of 1.0 sq mi holds about 308 people per square mile.
- Land area rank: Buckman's 1.0 square miles rank 510th of 853 places in Minnesota.
- State population share: Buckman accounts for about 0.0% of everyone in Minnesota.
- National rank: Buckman is 14,982nd of 19,457 places nationwide.
- Growth rank: Buckman ranks 243rd among Minnesota's 853 places for the 2020-to-2023 change.
- Versus Minnesota: the state average change is +0.1%, while Buckman moved 1.0%.
- Density in Minnesota: Buckman ranks 605th by people per square mile.
- Density vs Minnesota: Buckman's 308 people per square mile compare with a state median of 607.
- Location: it lies at 45.8973, -94.0940 in the Census Gazetteer.
- Nearest larger cities: Pierz (6 mi); Royalton (11 mi); Rice (12 mi); Little Falls (14 mi); St. Stephen (16 mi). Larger metros often have more branches, but online lenders reach Buckman on the same terms.
- Smaller places close by: Genola (5 mi); Lastrup (10 mi); Hillman (12 mi).
- Smaller places within 50 miles: 35 of them.
- Within 100 miles: 347 places are larger than Buckman.
What a Buckman borrower is actually offered
Most loans made to Buckman's 312 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Buckman's rank of 584th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Buckman loan is knowable in advance — unlike a revolving card balance.
A pre-application checklist for Buckman
For Buckman's roughly 312 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Minnesota regulator's licence list.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Buckman and the rest of Minnesota is not the process but the borrower's own file, among the 312 people here.
Where Buckman sits in Minnesota
Within Minnesota, Buckman holds roughly 0.0% of all residents, the 584th-largest share among 853 places. For population change between 2020 and 2023, Buckman ranks 243rd of 853 in Minnesota (about the 72th percentile). At about 308 people per square mile, Buckman is the 605th most densely settled place in Minnesota. By land area, its 1.0 square miles rank 510th of 853 places in Minnesota.
Lender access in Buckman
Buckman is a lightly settled community of about 312 people, with 71 larger places inside a 50-mile radius. Distance to a branch rarely matters for Buckman's 312 residents: the application is online and the price follows your credit file. The nearest bigger place is Pierz, MN about 6 miles away.
The state rulebook for Buckman
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Buckman is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Common questions
What are my options in Buckman if my credit is poor?
What loan size can I expect in Buckman?
Do I have to pledge anything to borrow in Buckman?
Does comparing loans in Buckman cost me credit score points?
Nearby places
- Genola, MN — population 72
- Pierz, MN — population 1,460
- Lastrup, MN — population 123
- Rice, MN — population 2,177
- Royalton, MN — population 1,281
- Gilman, MN — population 217
- Harding, MN — population 125
- Hillman, MN — population 22