Personal loans in Pemberton, MN

The Census estimates 224 residents in Pemberton, which ranks it 627th of 853 places in Minnesota. Borrowers who want a bigger city can look to St. Clair, MN about 6 miles away. Rate ceilings, licensing requirements and product limits for Pemberton are all set at the Minnesota level. Judge Pemberton offers on total cost, not on how quickly the money arrives.

Pemberton by the numbers

Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.

• Population: 224 residents; Pemberton is the 627th-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 2.6% from 2020 to 2023.
• People gained or lost: about 6 fewer since the 2020 base.
• Size percentile: roughly 26% of Minnesota places rank below Pemberton.
• Land and density: 0.2 square miles of land carry roughly 1,191 residents per square mile.
• Land area: Pemberton covers 0.2 square miles, the 828th-largest area among Minnesota's 853 places.
• State share: roughly 0.0% of Minnesota's residents live in Pemberton (224 people).
• National rank: Pemberton is the 16,115th most populous of the 19,457 Census places covered here.
• Growth in Minnesota: Pemberton stands 697th by percentage change from 2020 to 2023, among 853 places.
• Against the state trend: Pemberton's 2.6% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Pemberton ranks 203rd by people per square mile.
• Density vs Minnesota: Pemberton's 1,191 people per square mile compare with a state median of 607.
• Location: 44.0085, -93.7839 (US Census Bureau Gazetteer).
• Nearest larger cities: St. Clair (6 mi); Janesville (9 mi); Mapleton (10 mi); Minnesota Lake (12 mi); Eagle Lake (12 mi). Online lenders reach Pemberton no matter how far the nearest branch is.
• Smaller places close by: Waldorf (7 mi); Easton (18 mi); Delavan (20 mi).
• Smaller places within 50 miles: 23 of them.
• At 100 miles: 444 larger Census places fall inside that radius.

What to do before borrowing in Pemberton

Before you hand your details to a lender in Pemberton, where the population is near 224:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Pemberton-specific: the same Minnesota licensing and disclosure rules reach all 224 residents.

What is available to Pemberton borrowers

Pemberton is a moderately settled community of about 224 people, with 83 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Pemberton without a local office, so branch density does not change what its 224 residents are offered. The nearest larger city, St. Clair, MN about 6 miles away.

Pemberton: area, density and distance

Pemberton covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,191 residents per square mile. For the state's biggest city, Minneapolis, the distance is roughly 71 miles. Within 50 miles of Pemberton there are 83 larger Census places. By land area it ranks 828th of 853 Minnesota places.

Pemberton in state context

Within Minnesota, Pemberton holds roughly 0.0% of all residents, the 627th-largest share among 853 places. For population change between 2020 and 2023, Pemberton ranks 697th of 853 in Minnesota (about the 18th percentile). Its roughly 1,191 residents per square mile place it 203rd among Minnesota's places. By land area, its 0.2 square miles rank 828th of 853 places in Minnesota.

Minnesota consumer-lending rules applied in Pemberton

Minnesota has no separate rate rule for Pemberton; the sourced rows below are what reach every lender that serves its 224 people.