Personal loans in Elysian, MN

Work out your debt-to-income ratio first; lenders weigh it heavily, and Elysian's 744 residents are no exception. About 744 people live in Elysian, placing it 401st of 853 Census places in Minnesota. Which products a lender may offer to Elysian's 744 residents follows from the Minnesota consumer-lending framework. The 2020 count to the 2023 estimate shows about 5.8% growth in Elysian. A larger market lies at Waterville, MN about 5 miles away.

Borrowing in Elysian: the local picture

What follows is Elysian's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: the Census counts 744 residents in Elysian (Vintage 2023 subcounty estimate), the 401st-largest figure among Minnesota's 853 places.
• Population trend: Growth of about 5.8% across the 2020-to-2023 comparison.
• Net change: roughly 41 more people than the 2020 Census counted.
• Size percentile: Elysian sits ahead of around 53% of Minnesota places, at 744 people.
• Population density: about 631 people per square mile across 1.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Elysian's 1.2 square miles rank 459th of 853 places in Minnesota.
• Water: Elysian holds about 0.26 square miles, the 171st-largest water area in Minnesota.
• Share of Minnesota: Elysian holds about 0.0% of the state's population, some 744 people.
• National rank: Elysian sits 11,497th by population among the 19,457 places in this dataset.
• Growth rank: Elysian ranks 58th among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Elysian's 5.8%.
• Density rank: Elysian places 416th among Minnesota's places by people per square mile.
• Density in context: Elysian's 631 people per square mile sit against a Minnesota median of 607.
• Location: coordinates 44.2064, -93.6813 (US Census Bureau Gazetteer).
• Nearest larger cities: Waterville (5 mi); Janesville (6 mi); Madison Lake (7 mi); Eagle Lake (10 mi); Cleveland (11 mi). Online lenders reach Elysian no matter how far the nearest branch is.
• Smaller communities close by: Kilkenny (9 mi); St. Clair (12 mi); Pemberton (15 mi), each with its own Census population profile.
• Smaller neighbours: 53 places smaller than Elysian sit within 50 miles.
• Larger places within 100 miles: 316.

Inside a Elysian personal loan

Elysian is a small community of about 744 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Elysian's rank of 401st in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Elysian decides the split between a comfortable payment and the total interest you pay.

Getting a loan in Elysian

With about 631 residents per square mile, Elysian is moderately settled, and 76 larger Census places sit within 50 miles. Lenders licensed in Minnesota reach Elysian's 744 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Waterville, MN about 5 miles away.

Elysian against the rest of Minnesota

Elysian is the 401st-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 58th of 853 Minnesota places, putting it near the 93th percentile for growth. At about 631 people per square mile, Elysian is the 416th most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 41 residents.

Elysian on the map

Elysian's land area is about 1.2 square miles; a further 0.26 square miles is water. The resulting density is about 631 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 56 miles. Elysian has 76 larger places within a 50-mile radius. By land area it ranks 459th of 853 Minnesota places.

What Minnesota law requires in Elysian

These are Minnesota's sourced lending facts as they reach Elysian's 744 residents; the state has no city-level rate rule.