Personal loans in Patton, PA

From the 2020 Census base to the 2023 estimate, the population declined by about 2.5%. Rate ceilings, licensing requirements and product limits for Patton are all set at the Pennsylvania level. Use the calculator on this page to price an amount and term before you commit in Patton. The nearest larger city is Northern Cambria, PA about 7 miles away.

Where Patton stands

Two layers matter for a Patton borrower: the local population picture and Pennsylvania's consumer-lending statutes.

• Population: about 1,683 people live here, which puts Patton 470th of 1,013 Census places in Pennsylvania (Vintage 2023).
• Population trend: A loss of roughly 2.5% between 2020 and 2023.
• People gained or lost: about 43 fewer since the 2020 base.
• Size percentile: roughly 54% of Pennsylvania's places have fewer residents than Patton's 1,683.
• Population density: about 1,902 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Patton ranks 499th among Pennsylvania's 1,013 places, at 0.9 sq mi.
• Share of state population: Patton's 1,683 residents are about 0.0% of Pennsylvania.
• National rank: Patton sits 8,273rd by population among the 19,457 places in this dataset.
• Growth rank: Patton's 2020-to-2023 change ranks 779th of 1,013 places in Pennsylvania.
• Against the state trend: Patton's 2.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Patton places 533rd among Pennsylvania's places by people per square mile.
• Against the state median: Patton runs about 1,902 residents per square mile, where the Pennsylvania median is 1,990.
• Location: latitude 40.6324, longitude -78.6499 (Census Gazetteer).
• Nearest larger cities: Northern Cambria (7 mi); Ebensburg (11 mi); Nanty-Glo (15 mi); Altoona (16 mi); Bellwood (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Carrolltown (4 mi); Hastings (4 mi); Chest Springs (4 mi).
• Smaller neighbours: 127 places smaller than Patton sit within 50 miles.
• Within 100 miles: 231 places are larger than Patton.

The Pennsylvania lending rules that reach Patton

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Patton's roughly 1,683 residents.

Patton on the map

Patton's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,902 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 190 miles away. Within 50 miles of Patton there are 38 larger Census places. Within the same 50 miles lie 127 smaller Census places.

Steps to take before a Patton loan

For Patton's roughly 1,683 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Patton holds 1,683 people.

Inside a Patton personal loan

Patton is a small community of about 1,683 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Patton's 1,683 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Patton decides the split between a comfortable payment and the total interest you pay.

Patton against the rest of Pennsylvania

Among Pennsylvania's 1,013 places, Patton sits at 470th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Patton stands 779th among Pennsylvania's 1,013 places — roughly the 23th percentile. At about 1,902 people per square mile, Patton is the 533rd most densely settled place in Pennsylvania. In land area, Patton ranks 499th among Pennsylvania's 1,013 places.