Personal loans in Ebensburg, PA

The nearest larger city is Northern Cambria, PA about 12 miles away. The 2020 count to the 2023 estimate shows about 2.3% decline in Ebensburg. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Ebensburg's 3,337 residents. If debt is already a strain, a nonprofit credit counsellor can help Ebensburg residents before they take on more.

Ebensburg: population, trend and location

Ebensburg is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 3,337 residents; Ebensburg is the 289th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 2.3% across the 2020-to-2023 comparison.
• Absolute change: 78 residents lost between 2020 and 2023.
• Size percentile: bigger than about 71% of the places in Pennsylvania, with 3,337 residents in Ebensburg.
• Density: roughly 1,990 residents per square mile, spread over 1.7 sq mi of land.
• Land area: Ebensburg covers 1.7 square miles, the 264th-largest area among Pennsylvania's 1,013 places.
• Water area: Ebensburg has 0.03 square miles of water, ranking 276th of 1,013 places in Pennsylvania.
• Within Pennsylvania: about 0.1% of the state's population lives in Ebensburg.
• National standing: Ebensburg ranks 5,957th of 19,457 US places.
• Growth in Pennsylvania: Ebensburg stands 724th by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Ebensburg's 2.3% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Ebensburg is the 508th most densely settled place in Pennsylvania.
• Density in context: Ebensburg's 1,990 people per square mile sit against a Pennsylvania median of 1,990.
• Location: 40.4881 / -78.7265, per the US Census Bureau Gazetteer.
• Nearest larger cities: Northern Cambria (12 mi); Johnstown (15 mi); Westmont (17 mi); Altoona (17 mi); Hollidaysburg (18 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Loretto (5 mi); Nanty-Glo (6 mi); Wilmore (7 mi).
• Smaller places within 50 miles: 160 of them.
• Within 100 miles: 136 places are larger than Ebensburg.

The state rulebook for Ebensburg

Below are the Pennsylvania rules that apply to a loan made in Ebensburg, each with the regulator that issued it.

Getting a loan in Ebensburg

Ebensburg is a moderately settled community of about 3,337 people, with 20 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ebensburg's 3,337 residents: the application is online and the price follows your credit file. The nearest larger city, Northern Cambria, PA about 12 miles away.

Steps to take before a Ebensburg loan

A sensible order of operations for a loan in Ebensburg, home to about 3,337 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Pennsylvania regulator's licence records before you sign.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Ebensburg holds 3,337 people.

Ebensburg on the map

The Census Gazetteer records 1.7 square miles of land and 0.03 square miles of water within Ebensburg. With 3,337 residents, the land area yields roughly 1,990 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 192 miles from Ebensburg. Counting outward 50 miles, 20 larger communities surround Ebensburg. By land area it ranks 264th of 1,013 Pennsylvania places.

Ebensburg against the rest of Pennsylvania

Ebensburg is the 289th-largest of 1,013 Census places in Pennsylvania and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Ebensburg stands 724th among Pennsylvania's 1,013 places — roughly the 29th percentile. By density, at about 1,990 people per square mile, it ranks 508th in Pennsylvania. In land area, Ebensburg ranks 264th among Pennsylvania's 1,013 places.