Personal loans in Ehrenfeld, PA
With 198 residents, Ehrenfeld outranks about 8% of the communities in Pennsylvania. Ehrenfeld shed about 1.5% of its population between the 2020 base and the 2023 estimate. The roughly 198 people who live in Ehrenfeld borrow under Pennsylvania rules; city hall sets no personal-loan rate. Consumer lending that reaches Ehrenfeld's 198 residents is governed by Pennsylvania statute; no city ordinance changes it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Ehrenfeld loan. The next larger city is Summerhill, PA about 1 miles away.
Ehrenfeld: the sourced local profile
Set out below is Ehrenfeld's local context next to the state-level rules that reach every lender here.
- Population: 198 residents; Ehrenfeld is the 930th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.5% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
- Size percentile: Ehrenfeld sits ahead of around 8% of Pennsylvania places, at 198 people.
- Density: the Census land area of 0.4 sq mi holds about 456 people per square mile.
- By land area: Ehrenfeld ranks 788th among Pennsylvania's 1,013 places, at 0.4 sq mi.
- Water area: Ehrenfeld has 0.01 square miles of water, ranking 395th of 1,013 places in Pennsylvania.
- State share: roughly 0.0% of Pennsylvania's residents live in Ehrenfeld (198 people).
- National rank: Ehrenfeld is 16,521st of 19,457 places nationwide.
- Growth rank: Ehrenfeld's 2020-to-2023 change ranks 544th of 1,013 places in Pennsylvania.
- Against the state trend: Ehrenfeld's 1.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Ehrenfeld ranks 877th by people per square mile.
- Against the state median: Ehrenfeld runs about 456 residents per square mile, where the Pennsylvania median is 1,990.
- Location: it lies at 40.3752, -78.7773 in the Census Gazetteer.
- Nearest larger cities: Summerhill (1 mi); South Fork (1 mi); Wilmore (3 mi); Portage (5 mi); East Conemaugh (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Cassandra (8 mi); Benson (14 mi); Armagh (14 mi).
- Smaller neighbours: 37 places smaller than Ehrenfeld sit within 50 miles.
- At 100 miles: 569 larger Census places fall inside that radius.
How a Ehrenfeld personal loan is priced
A Ehrenfeld personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 198 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ehrenfeld. A longer term lowers the monthly payment on a Ehrenfeld loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Ehrenfeld
The Census Gazetteer records 0.4 square miles of land and 0.01 square miles of water within Ehrenfeld. With 198 residents, the land area yields roughly 456 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 194 miles away. Ehrenfeld has 152 larger places within a 50-mile radius. By land area it ranks 788th of 1,013 Pennsylvania places.
Ehrenfeld's place among Pennsylvania's 1,013 places
Ehrenfeld is the 930th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Ehrenfeld stands 544th among Pennsylvania's 1,013 places — roughly the 46th percentile. Its roughly 456 residents per square mile place it 877th among Pennsylvania's places. The population moved by about 3 people between 2020 and 2023, a 1.5% shift.
Before you apply in Ehrenfeld
These steps shape the offer you get in Ehrenfeld, a place of about 198 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Ehrenfeld-specific: the same Pennsylvania licensing and disclosure rules reach all 198 residents.
The state rulebook for Ehrenfeld
Pennsylvania has no separate rate rule for Ehrenfeld; the sourced rows below are what reach every lender that serves its 198 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Summerhill, PA — population 466
- South Fork, PA — population 922
- Wilmore, PA — population 204
- Portage, PA — population 2,388
- Nanty-Glo, PA — population 2,438
- Franklin, PA — population 269
- East Conemaugh, PA — population 1,057
- Ebensburg, PA — population 3,337