Personal loans in Pataskala, OH

Pataskala added about 2.6% to its population between the 2020 base and the 2023 estimate. Price two or three terms so you can see which payment is truly affordable in Pataskala. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Pataskala's 18,346 residents. The nearest larger city is Reynoldsburg, OH about 5 miles away.

Pataskala: population, trend and location

Here is the sourced Census picture for Pataskala, plus the Ohio lending rules that apply to a loan taken out here.

• Population: an estimated 18,346 residents, 96th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 2.6% since the 2020 count.
• Absolute change: 463 residents added between 2020 and 2023.
• Size percentile: about 90% of Ohio's Census places are smaller than Pataskala.
• Land and density: 29.0 square miles of land carry roughly 633 residents per square mile.
• By land area: Pataskala ranks 11th among Ohio's 924 places, at 29.0 sq mi.
• Water: Pataskala holds about 0.10 square miles, the 145th-largest water area in Ohio.
• Share of Ohio: Pataskala holds about 0.2% of the state's population, some 18,346 people.
• National rank: Pataskala is the 2,028th most populous of the 19,457 Census places covered here.
• Growth rank: Pataskala ranks 62nd among Ohio's 924 places for the 2020-to-2023 change.
• Against the state trend: Pataskala's 2.6% change compares with a Ohio average of +0.9% across its 924 places.
• Density rank: Pataskala places 768th among Ohio's places by people per square mile.
• Density vs Ohio: Pataskala's 633 people per square mile compare with a state median of 1,289.
• Location: latitude 40.0198, longitude -82.7199 (Census Gazetteer).
• Nearest larger cities: Reynoldsburg (5 mi); Gahanna (9 mi); Whitehall (9 mi); Pickerington (9 mi); Westerville (12 mi). Online lenders reach Pataskala no matter how far the nearest branch is.
• Nearest smaller places: New Albany (6 mi); Alexandria (7 mi); Kirkersville (9 mi).
• Smaller places within 50 miles: 128 of them.
• Larger places within 100 miles: 52.

How a Pataskala personal loan is priced

With roughly 18,346 residents, Pataskala is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Pataskala's rank of 96th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Pataskala decides the split between a comfortable payment and the total interest you pay.

Pataskala on the map

Inside Pataskala's boundaries lie roughly 29.0 square miles of land and 0.10 square miles of water. With 18,346 residents, the land area yields roughly 633 people per square mile. The largest place in Ohio, Columbus, lies about 14 miles away. Pataskala has 17 larger places within a 50-mile radius. The 100-mile radius contains 52 larger places.

What Ohio law requires in Pataskala

Read the table as a lender's compliance picture for Pataskala: the rule, the sourced figure, the publisher and the date.

Steps to take before a Pataskala loan

Before you apply in Pataskala, a community of about 18,346, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Ohio licence by checking the regulator named above.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Pataskala as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 18,346 residents.

How Pataskala compares across Ohio

Among Ohio's 924 places, Pataskala sits at 96th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Pataskala stands 62nd among Ohio's 924 places — roughly the 93th percentile. At about 633 people per square mile, Pataskala is the 768th most densely settled place in Ohio. Between 2020 and 2023 the count changed by roughly 463 residents.