Personal loans in Brice, OH

Brice is a small community in Ohio, with an estimated 91 residents, and every licensed lender here follows the same state rulebook. The Census counts 91 people in Brice, the 902nd-largest figure among Ohio's 924 places.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Population in Brice dropped about 3.2% over the three years from 2020 to 2023. Read the disclosure for an origination fee and any prepayment penalty before signing in Brice. The closest larger city is Reynoldsburg, OH about 4 miles away. Every figure below is Ohio's own, applied to Brice's 91 residents, with the publisher and retrieval date attached.

Where Brice stands

Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.

Which Ohio laws govern a loan in Brice

When Ohio does not publish a figure, the row links to the source instead of inventing a number; Brice is bound by the same rules.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders.
Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

Before you apply in Brice

These steps shape the offer you get in Brice, a place of about 91 people:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Confirm the lender holds a Ohio licence by checking the regulator named above.
  5. Check that the monthly payment fits your budget next to your existing obligations.
  6. Weigh a shorter term's higher payment against the interest it saves.
  7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Brice and the rest of Ohio is not the process but the borrower's own file, among the 91 people here.

Where Brice sits in Ohio

Against Ohio's other places, Brice accounts for about 0.0% of the state's population and ranks 902nd of 924 by size. Its 2020-to-2023 change ranks 898th of 924 Ohio places, putting it near the 3th percentile for growth. By density, at about 1,034 people per square mile, it ranks 588th in Ohio. The population moved by about 3 people between 2020 and 2023, a 3.2% shift.

Inside a Brice personal loan

A Brice personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 91 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Brice. Because the payment is fixed, the total cost of a Brice loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Brice

Brice is moderately settled, with about 1,034 people per square mile and 139 larger places within 50 miles. Whether Brice has a local branch or not, a Ohio-licensed lender can serve its 91 people online on the same terms. The nearest bigger place is Reynoldsburg, OH about 4 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Brice if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Brice is the same as anywhere in Ohio.
What loan size can I expect in Brice?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Brice?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Brice cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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