Personal loans in Parryville, PA
State law, not city hall, decides what a lender may do to Parryville's roughly 415 residents, and a state regulator supervises it.
Parryville, Pennsylvania — home to about 415 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule. By population, Parryville sits at 798th in Pennsylvania, with an estimated 415 residents. Parryville gained roughly 0.2% in population across the 2020-to-2023 comparison. Price two or three terms so you can see which payment is truly affordable in Parryville. For a bigger market, look to Bowmanstown, PA about 2 miles away.
Parryville: the sourced local profile
Parryville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 415 residents, 798th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 0.2%.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: about 21% of Pennsylvania communities are smaller than Parryville (415 residents).
- Population density: 258 people per square mile on 1.6 square miles of land.
- By land area: Parryville ranks 277th among Pennsylvania's 1,013 places, at 1.6 sq mi.
- Water area: Parryville has 0.02 square miles of water, ranking 356th of 1,013 places in Pennsylvania.
- State population share: Parryville accounts for about 0.0% of everyone in Pennsylvania.
- National rank: Parryville is the 13,941st most populous of the 19,457 Census places covered here.
- Growth rank: Parryville ranks 191st among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Parryville moved 0.2%.
- Density rank: Parryville is the 934th most densely settled place in Pennsylvania.
- Density in context: Parryville's 258 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.8224, -75.6706 (US Census Bureau Gazetteer).
- Nearest larger cities: Bowmanstown (2 mi); Lehighton (2 mi); Palmerton (3 mi); Slatington (6 mi); Jim Thorpe (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Weissport (2 mi); Chapman (15 mi); Jeddo (17 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 18 of them.
- Larger places within 100 miles: 786.
Where Parryville sits in Pennsylvania
Against Pennsylvania's other places, Parryville accounts for about 0.0% of the state's population and ranks 798th of 1,013 by size. Its 2020-to-2023 change ranks 191st of 1,013 Pennsylvania places, putting it near the 81th percentile for growth. By density, at about 258 people per square mile, it ranks 934th in Pennsylvania. Within 50 miles sit 18 smaller Census places, alongside the 207 that are larger.
The geography behind Parryville
Parryville's land area is about 1.6 square miles; a further 0.02 square miles is water. Spread across it are roughly 258 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 63 miles. A 50-mile radius around Parryville takes in 207 places that are larger. Within the same 50 miles lie 18 smaller Census places.
Which Pennsylvania laws govern a loan in Parryville
Below are the Pennsylvania rules that apply to a loan made in Parryville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Inside a Parryville personal loan
Parryville is a small community of about 415 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Parryville lender to disclose the APR and finance charge before you sign. Shortening the term on a Parryville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Borrowing reach in Parryville
Parryville is lightly settled, with about 258 people per square mile and 207 larger places within 50 miles. Whether Parryville has a local branch or not, a Pennsylvania-licensed lender can serve its 415 people online on the same terms. For a larger market, the closest option is Bowmanstown, PA about 2 miles away.
Common questions
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Nearby places
- Bowmanstown, PA — population 895
- Weissport, PA — population 412
- Lehighton, PA — population 5,256
- Palmerton, PA — population 5,616
- Slatington, PA — population 4,250
- Walnutport, PA — population 2,086
- Jim Thorpe, PA — population 4,529
- Nesquehoning, PA — population 3,344