Personal loans in Palmerton, PA

Begin with the payment, then weigh APR and total interest across the lenders that reach Palmerton's 5,616 residents. For the 5,616 people in Palmerton, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A 2020-to-2023 comparison shows Palmerton up by about 0.3%. For a bigger market, look to Northampton, PA about 10 miles away.

Local context for Palmerton

Palmerton is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 5,616 residents, 163rd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 0.3% across the 2020-to-2023 comparison.
• Net change: roughly 19 more people than the 2020 Census counted.
• Size percentile: about 84% of Pennsylvania communities are smaller than Palmerton (5,616 residents).
• Population density: 2,260 people per square mile on 2.5 square miles of land.
• By land area: Palmerton ranks 153rd among Pennsylvania's 1,013 places, at 2.5 sq mi.
• Water area rank: Palmerton ranks 224th among Pennsylvania's 1,013 places, with 0.05 sq mi.
• Within Pennsylvania: about 0.1% of the state's population lives in Palmerton.
• National rank: Palmerton is the 4,525th most populous of the 19,457 Census places covered here.
• Growth rank: Palmerton ranks 182nd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Palmerton moved 0.3%.
• Density in Pennsylvania: Palmerton ranks 448th by people per square mile.
• Against the state median: Palmerton runs about 2,260 residents per square mile, where the Pennsylvania median is 1,990.
• Location: it lies at 40.8041, -75.6171 in the Census Gazetteer.
• Nearest larger cities: Northampton (10 mi); Catasauqua (13 mi); Tamaqua (16 mi); Allentown (16 mi); Nazareth (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Bowmanstown (2 mi); Parryville (3 mi); Slatington (4 mi).
• Smaller neighbours: 181 places smaller than Palmerton sit within 50 miles.
• At 100 miles: 326 larger Census places fall inside that radius.

Getting a loan in Palmerton

Palmerton is a fairly dense community of about 5,616 people, with 46 larger places inside a 50-mile radius. What is available to Palmerton's 5,616 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Northampton, PA about 10 miles away.

What Pennsylvania law requires in Palmerton

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Palmerton's 5,616 residents.

How personal loans work in Palmerton

Palmerton is a small town of about 5,616 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Palmerton's rank of 163rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Palmerton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind Palmerton

Inside Palmerton's boundaries lie roughly 2.5 square miles of land and 0.05 square miles of water. The resulting density is about 2,260 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 61 miles from Palmerton. Within 50 miles of Palmerton there are 46 larger Census places. By land area it ranks 153rd of 1,013 Pennsylvania places.

Palmerton against the rest of Pennsylvania

Against Pennsylvania's other places, Palmerton accounts for about 0.1% of the state's population and ranks 163rd of 1,013 by size. For population change between 2020 and 2023, Palmerton ranks 182nd of 1,013 in Pennsylvania (about the 82th percentile). By density, at about 2,260 people per square mile, it ranks 448th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 19 residents.