Personal loans in Paint, PA
With an estimated 886 residents, Paint is the 628th-largest of 1,013 places in Pennsylvania.
With roughly 886 residents, Paint is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. Use the calculator on this page to price an amount and term before you commit in Paint. Lenders active in Paint report to a Pennsylvania supervisor, identified in the sourced rows below. A 2020-to-2023 comparison shows Paint down by about 2.2%. For a bigger market, look to Windber, PA about 1 miles away.
What the Census records for Paint
Here is the sourced Census picture for Paint, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: the Census counts 886 residents in Paint (Vintage 2023 subcounty estimate), the 628th-largest figure among Pennsylvania's 1,013 places.
- Population trend: A loss of roughly 2.2% between 2020 and 2023.
- Absolute change: 20 residents lost between 2020 and 2023.
- Size percentile: about 38% of Pennsylvania's Census places are smaller than Paint.
- Density: the Census land area of 0.3 sq mi holds about 2,568 people per square mile.
- Land area rank: Paint's 0.3 square miles rank 844th of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.0% of the state's population lives in Paint.
- National rank: Paint sits 10,752nd by population among the 19,457 places in this dataset.
- Growth in Pennsylvania: Paint stands 708th by percentage change from 2020 to 2023, among 1,013 places.
- Against the state trend: Paint's 2.2% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Paint is the 394th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Paint's 2,568 people per square mile compare with a state median of 1,990.
- Location: mapped by the US Census Bureau at 40.2421, -78.8501.
- Nearest larger cities: Windber (1 mi); Geistown (4 mi); Ferndale (5 mi); Dale (6 mi); Southmont (6 mi). Online lenders reach Paint no matter how far the nearest branch is.
- Smaller places close by: Scalp Level (1 mi); Lorain (4 mi); Benson (5 mi).
- Smaller places within 50 miles: 112 of them.
- At 100 miles: 339 larger Census places fall inside that radius.
Paint: area, density and distance
Inside Paint's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 2,568 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 197 miles from Paint. Within 50 miles of Paint there are 72 larger Census places. By land area it ranks 844th of 1,013 Pennsylvania places.
How Pennsylvania law applies in Paint
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Paint is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Lender access in Paint
Paint is a fairly dense community of about 886 people, with 72 larger places inside a 50-mile radius. Whether Paint has a local branch or not, a Pennsylvania-licensed lender can serve its 886 people online on the same terms. The nearest bigger place is Windber, PA about 1 miles away.
What shapes a Paint personal loan
Paint is a small community of about 886 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Paint's rank of 628th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Paint loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Paint in state context
Within Pennsylvania, Paint holds roughly 0.0% of all residents, the 628th-largest share among 1,013 places. On the 2020-to-2023 trend, Paint stands 708th among Pennsylvania's 1,013 places — roughly the 30th percentile. Its roughly 2,568 residents per square mile place it 394th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 20 residents.
Common questions
What are my options in Paint if my credit is poor?
What loan size can I expect in Paint?
Do I have to pledge anything to borrow in Paint?
Does comparing loans in Paint cost me credit score points?
Nearby places
- Scalp Level, PA — population 728
- Windber, PA — population 3,835
- Geistown, PA — population 2,303
- Lorain, PA — population 579
- Ferndale, PA — population 1,508
- Benson, PA — population 180
- Dale, PA — population 964
- Daisytown, PA — population 285