Personal loans in Benson, PA

The first question in Benson is not the rate on offer but whether the payment fits; about 180 people live here under Pennsylvania lending law. Which products a lender may offer to Benson's 180 residents follows from the Pennsylvania consumer-lending framework. Use the calculator on this page to price an amount and term before you commit in Benson. The nearest larger metro is Hooversville, PA about 4 miles away.

Where Benson stands

Here is the sourced Census picture for Benson, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: 180 people, a figure that places Benson 945th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.7% between 2020 and 2023.
• Absolute change: 5 residents lost between 2020 and 2023.
• Size percentile: about 7% of Pennsylvania communities are smaller than Benson (180 residents).
• Density: the Census land area of 0.4 sq mi holds about 508 people per square mile.
• Land area rank: Benson's 0.4 square miles rank 838th of 1,013 places in Pennsylvania.
• State population share: Benson accounts for about 0.0% of everyone in Pennsylvania.
• National standing: Benson ranks 16,781st of 19,457 US places.
• Growth rank: Benson's 2020-to-2023 change ranks 852nd of 1,013 places in Pennsylvania.
• Against the state trend: Benson's 2.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Benson ranks 856th by people per square mile.
• Against the state median: Benson runs about 508 residents per square mile, where the Pennsylvania median is 1,990.
• Location: 40.2027 / -78.9293, per the US Census Bureau Gazetteer.
• Nearest larger cities: Hooversville (4 mi); Paint (5 mi); Scalp Level (6 mi); Boswell (6 mi); Windber (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Laurel Mountain (14 mi); New Baltimore (17 mi); Armagh (18 mi).
• Smaller places within 50 miles: 25 of them.
• Within 100 miles: 595 places are larger than Benson.

Before you apply in Benson

These steps shape the offer you get in Benson, a place of about 180 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Benson holds 180 people.

Pennsylvania consumer-lending rules applied in Benson

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Benson lender must follow.

The anatomy of a Benson personal loan

With roughly 180 residents, Benson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Benson. Shortening the term on a Benson loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Benson sits in Pennsylvania

Within Pennsylvania, Benson holds roughly 0.0% of all residents, the 945th-largest share among 1,013 places. For population change between 2020 and 2023, Benson ranks 852nd of 1,013 in Pennsylvania (about the 16th percentile). Its roughly 508 residents per square mile place it 856th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 5 residents.

Land, water and location for Benson

Inside Benson's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 508 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 201 miles. A 50-mile radius around Benson takes in 173 places that are larger. By land area it ranks 838th of 1,013 Pennsylvania places.