Personal loans in Orrstown, PA

At about 213 residents, Orrstown is larger than roughly 9% of the places in Pennsylvania. Pull your credit reports and line up at least three offers before you apply from Orrstown. Rate ceilings, licensing requirements and product limits for Orrstown are all set at the Pennsylvania level. The nearest larger city is Shippensburg, PA about 5 miles away.

Orrstown by the numbers

Most of what governs a Orrstown loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 213 residents, 918th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.5% fewer residents than the 2020 Census counted.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: roughly 9% of Pennsylvania's places have fewer residents than Orrstown's 213.
• Population density: about 3,328 people per square mile (Census land area 0.1 sq mi).
• By land area: Orrstown ranks 1,003rd among Pennsylvania's 1,013 places, at 0.1 sq mi.
• Share of Pennsylvania: Orrstown holds about 0.0% of the state's population, some 213 people.
• National rank: Orrstown is 16,284th of 19,457 places nationwide.
• Growth rank: Orrstown ranks 343rd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Orrstown's 0.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Orrstown is the 268th most densely settled place in Pennsylvania.
• Density vs Pennsylvania: Orrstown's 3,328 people per square mile compare with a state median of 1,990.
• Location: 40.0588, -77.6082 (US Census Bureau Gazetteer).
• Nearest larger cities: Shippensburg (5 mi); Newburg (6 mi); Chambersburg (9 mi); Newville (13 mi); Mont Alto (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Shade Gap (16 mi); Shirleysburg (22 mi); Newton Hamilton (26 mi).
• Smaller places within 50 miles: 14 of them.
• At 100 miles: 489 larger Census places fall inside that radius.

How lenders reach Orrstown

Orrstown is fairly dense, with about 3,328 people per square mile and 125 larger places within 50 miles. What is available to Orrstown's 213 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Shippensburg, PA about 5 miles away.

Inside a Orrstown personal loan

A Orrstown personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 213 residents. Because pricing is borrower-level, two people in Orrstown can be quoted different APRs on the same amount and term. The term you choose in Orrstown decides the split between a comfortable payment and the total interest you pay.

Orrstown on the map

Inside Orrstown's boundaries lie about 0.1 square miles of land, with no significant water area recorded. With 213 residents, the land area yields roughly 3,328 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 131 miles from Orrstown. A 50-mile radius around Orrstown takes in 125 places that are larger. By land area it ranks 1,003rd of 1,013 Pennsylvania places.

Which Pennsylvania laws govern a loan in Orrstown

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Orrstown's 213 residents.

Where Orrstown sits in Pennsylvania

Orrstown is the 918th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. For population change between 2020 and 2023, Orrstown ranks 343rd of 1,013 in Pennsylvania (about the 66th percentile). By density, at about 3,328 people per square mile, it ranks 268th in Pennsylvania. By land area, its 0.1 square miles rank 1,003rd of 1,013 places in Pennsylvania.