Personal loans in Shade Gap, PA

Shade Gap is a small community of about 77 residents, and a personal loan taken out here is governed by Pennsylvania statute. For a community of about 77, the practical step is to compare APR across at least three lenders before committing. To lend to Shade Gap's 77 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. The closest larger place is Rockhill, PA about 5 miles away.

Shade Gap: population, trend and location

Set out below is Shade Gap's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 77, 998th among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: Roughly 2.5% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: roughly 1% of Pennsylvania's places have fewer residents than Shade Gap's 77.
• Density: roughly 2,406 residents per square mile, spread over 0.0 sq mi of land.
• By land area: Shade Gap ranks 1,012th among Pennsylvania's 1,013 places, at 0.0 sq mi.
• Share of state population: Shade Gap's 77 residents are about 0.0% of Pennsylvania.
• National rank: Shade Gap is 18,542nd of 19,457 places nationwide.
• Growth rank: Shade Gap ranks 799th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Shade Gap moved 2.5%.
• Density rank: Shade Gap places 423rd among Pennsylvania's places by people per square mile.
• Against the state median: Shade Gap runs about 2,406 residents per square mile, where the Pennsylvania median is 1,990.
• Location: coordinates 40.1803, -77.8662 (US Census Bureau Gazetteer).
• Nearest larger cities: Rockhill (5 mi); Orbisonia (5 mi); Three Springs (6 mi); Saltillo (8 mi); Shirleysburg (8 mi). Larger metros often have more branches, but online lenders reach Shade Gap on the same terms.
• Smaller places close by: Valley-Hi (20 mi); St. Clairsville (34 mi); Callimont (62 mi).
• Smaller places within 50 miles: 2 of them.
• Within 100 miles: 537 places are larger than Shade Gap.

Shade Gap's place among Pennsylvania's 1,013 places

Set beside Pennsylvania's 1,013 places, Shade Gap ranks 998th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Shade Gap stands 799th among Pennsylvania's 1,013 places — roughly the 21th percentile. By density, at about 2,406 people per square mile, it ranks 423rd in Pennsylvania. In land area, Shade Gap ranks 1,012th among Pennsylvania's 1,013 places.

Land, water and location for Shade Gap

The Census Gazetteer records about 0.0 square miles of land within Shade Gap, with no significant water area listed. Spread across it are roughly 2,406 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 145 miles. A 50-mile radius around Shade Gap takes in 113 places that are larger. Within the same 50 miles lie 2 smaller Census places.

Borrowing reach in Shade Gap

At roughly 2,406 people per square mile, Shade Gap is fairly dense; 113 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Shade Gap's 77 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Rockhill, PA about 5 miles away.

How personal loans work in Shade Gap

Most loans made to Shade Gap's 77 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Shade Gap's 77 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Shade Gap loan is knowable in advance — unlike a revolving card balance.

Which Pennsylvania laws govern a loan in Shade Gap

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Shade Gap's 77 residents.