Personal loans in Orleans, NE
In Orleans, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate. Orleans ranks 244th of 527 places in Nebraska, with a population near 333.
Census figures put the 2020-to-2023 decrease in Orleans at about 2.9%. A single loan can carry different costs on either side of a state line, and Orleans sits on the Nebraska side of that line. Rate-shopping from Orleans costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The next larger city is Alma, NE about 5 miles away.
Local context for Orleans
What follows is Orleans's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: about 333, ranked 244th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 2.9% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: roughly 54% of Nebraska's places have fewer residents than Orleans's 333.
- Land and density: 0.6 square miles of land carry roughly 555 residents per square mile.
- Land area: Orleans covers 0.6 square miles, the 186th-largest area among Nebraska's 527 places.
- Share of state population: Orleans's 333 residents are about 0.0% of Nebraska.
- National rank: Orleans is the 14,761st most populous of the 19,457 Census places covered here.
- Growth rank: Orleans ranks 430th among Nebraska's 527 places for the 2020-to-2023 change.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Orleans's 2.9%.
- Density in Nebraska: Orleans ranks 361st by people per square mile.
- Against the state median: Orleans runs about 555 residents per square mile, where the Nebraska median is 830.
- Location: 40.1317, -99.4551 (Census Gazetteer coordinates).
- Nearest larger cities: Alma (5 mi); Oxford (13 mi); Beaver City (20 mi); Almena (21 mi); Holdrege (22 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Stamford (7 mi); Huntley (10 mi); Republican City (13 mi).
- Within a 50-mile radius: 38 smaller Census places.
- Within 100 miles: 92 places are larger than Orleans.
Borrowing reach in Orleans
Orleans is a moderately settled community of about 333 people, with 26 larger places inside a 50-mile radius. What is available to Orleans's 333 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. The nearest larger city, Alma, NE about 5 miles away.
Orleans on the map
Orleans covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 555 people per square mile. For the state's biggest city, Omaha, the distance is roughly 195 miles. Counting outward 50 miles, 26 larger communities surround Orleans. The 100-mile radius contains 92 larger places.
Where Orleans sits in Nebraska
Orleans is the 244th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 430th of 527 Nebraska places, putting it near the 18th percentile for growth. Its roughly 555 residents per square mile place it 361st among Nebraska's places. In land area, Orleans ranks 186th among Nebraska's 527 places.
Nebraska rules behind a Orleans personal loan
These are Nebraska's sourced lending facts as they reach Orleans's 333 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
How personal loans work in Orleans
In Orleans, a small community of about 333, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Orleans loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Orleans decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Orleans if my credit is poor?
What loan size can I expect in Orleans?
Do I have to pledge anything to borrow in Orleans?
Does comparing loans in Orleans cost me credit score points?
Nearby places
- Alma, NE — population 1,027
- Stamford, NE — population 156
- Huntley, NE — population 33
- Long Island, KS — population 134
- Oxford, NE — population 701
- Republican City, NE — population 138
- Atlanta, NE — population 105
- Ragan, NE — population 22