Personal loans in Alma, NE

Two households in Alma with comparable incomes can still be offered different rates; the city's 1,027 residents are not the reason. Every figure below is Nebraska's own, applied to Alma's 1,027 residents, with the publisher and retrieval date attached. Decide the purpose of the loan and your repayment plan before sharing any details with a Alma lender. The nearest larger city is Holdrege, NE about 23 miles away.

What the Census records for Alma

Alma is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 1,027, ranked 109th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 1.0%.
• Net change: roughly 10 fewer people than the 2020 Census counted.
• Size percentile: roughly 79% of Nebraska places rank below Alma.
• Population density: 893 people per square mile on 1.1 square miles of land.
• Land area rank: Alma's 1.1 square miles rank 87th of 527 places in Nebraska.
• State share: roughly 0.1% of Nebraska's residents live in Alma (1,027 people).
• National rank: Alma is the 10,099th most populous of the 19,457 Census places covered here.
• Growth rank: Alma's 2020-to-2023 change ranks 273rd of 527 places in Nebraska.
• State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Alma's 1.0%.
• Density in Nebraska: Alma ranks 244th by people per square mile.
• Density vs Nebraska: Alma's 893 people per square mile compare with a state median of 830.
• Location: 40.1036, -99.3657 (Census Gazetteer coordinates).
• Nearest larger cities: Holdrege (23 mi); Phillipsburg (24 mi); Norton (33 mi); Minden (34 mi); Smith Center (38 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Orleans (5 mi); Republican City (8 mi); Huntley (8 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 57 of them.
• Within 100 miles: 43 places are larger than Alma.

How Nebraska law applies in Alma

When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Alma is bound by the same rules.

Alma's place among Nebraska's 527 places

Against Nebraska's other places, Alma accounts for about 0.1% of the state's population and ranks 109th of 527 by size. For population change between 2020 and 2023, Alma ranks 273rd of 527 in Nebraska (about the 48th percentile). At about 893 people per square mile, Alma is the 244th most densely settled place in Nebraska. In land area, Alma ranks 87th among Nebraska's 527 places.

Borrowing reach in Alma

Alma is moderately settled, with about 893 people per square mile and 8 larger places within 50 miles. A Nebraska licence lets a lender serve Alma without a local office, so branch density does not change what its 1,027 residents are offered. The nearest larger city, Holdrege, NE about 23 miles away.

What shapes a Alma personal loan

A Alma personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,027 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Alma. A longer term lowers the monthly payment on a Alma loan but raises total interest, so the smallest payment is not the cheapest loan.

Alma: area, density and distance

Inside Alma's boundaries lie about 1.1 square miles of land, with no significant water area recorded. Spread across it are roughly 893 residents per square mile. The largest place in Nebraska, Omaha, lies about 191 miles away. Within 50 miles of Alma there are 8 larger Census places. Within the same 50 miles lie 57 smaller Census places.