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Personal loans in Ordway, CO

An estimated 1,074 people make their home in Ordway, a figure that ranks 147th in Colorado. Ordway added about 1.0% to its population between the 2020 base and the 2023 estimate. Ordway is a small community in Colorado, with an estimated 1,074 residents, and every licensed lender here follows the same state rulebook. Every figure below is Colorado's own, applied to Ordway's 1,074 residents, with the publisher and retrieval date attached. Compare APR, not the interest rate, because the APR folds in most fees on a Ordway loan. The closest larger place is Rocky Ford, CO about 12 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Ordway by the numbers

What follows is Ordway's place in the Census record, alongside the Colorado rules that govern a personal loan made here.

The anatomy of a Ordway personal loan

Most loans made to Ordway's 1,074 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Ordway loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Ordway loan but raises total interest, so the smallest payment is not the cheapest loan.

Ordway against the rest of Colorado

Ordway is the 147th-largest of 270 Census places in Colorado and contains about 0.0% of the state's people. For population change between 2020 and 2023, Ordway ranks 99th of 270 in Colorado (about the 63th percentile). By density, at about 1,393 people per square mile, it ranks 95th in Colorado. Between 2020 and 2023 the count changed by roughly 11 residents.

How lenders reach Ordway

Ordway is a moderately settled community of about 1,074 people, with 5 larger places inside a 50-mile radius. Lenders licensed in Colorado reach Ordway's 1,074 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Rocky Ford, CO about 12 miles away.

How Colorado law applies in Ordway

The rows below set out what a licensed lender must follow in Colorado, and so for Ordway's roughly 1,074 residents.

RuleDetailSource
State lending regulatorColorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code)
Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders".		Colorado Attorney General — Consumer Protection Section
as of 2026-09-16
Payday lending statusPermitted but capped at 36% APR (Proposition 111, effective February 1, 2019)
Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent".		Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act)
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license
Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116).		Colorado Attorney General — Uniform Consumer Credit Code licensing
as of 2026-09-16

Ordway on the map

Ordway's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,393 people per square mile. The state's population centre of gravity, Denver, is roughly 122 miles away. Counting outward 50 miles, 5 larger communities surround Ordway. The 100-mile radius contains 23 larger places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Ordway if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Ordway is the same as anywhere in Colorado.
What loan size can I expect in Ordway?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Ordway?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Ordway cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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