Personal loans in Crowley, CO

Crowley is a small community in Colorado, with an estimated 159 residents, and every licensed lender here follows the same state rulebook. Crowley shed about 5.4% of its population between the 2020 base and the 2023 estimate. With 159 residents, Crowley outranks about 10% of the communities in Colorado. Pull your credit reports and line up at least three offers before you apply from Crowley. Rate ceilings, licensing requirements and product limits for Crowley are all set at the Colorado level. The closest larger city is Olney Springs, CO about 5 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Crowley data picture

Set out below is Crowley's local context next to the state-level rules that reach every lender here.

Crowley against the rest of Colorado

Set beside Colorado's 270 places, Crowley ranks 242nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Crowley stands 254th among Colorado's 270 places — roughly the 6th percentile. At about 707 people per square mile, Crowley is the 186th most densely settled place in Colorado. In land area, Crowley ranks 250th among Colorado's 270 places.

Borrowing reach in Crowley

Crowley is moderately settled, with about 707 people per square mile and 12 larger places within 50 miles. Distance to a branch rarely matters for Crowley's 159 residents: the application is online and the price follows your credit file. The nearest bigger place is Olney Springs, CO about 5 miles away.

Colorado rules behind a Crowley personal loan

When Colorado does not publish a figure, the row links to the source instead of inventing a number; Crowley is bound by the same rules.

RuleDetailSource
State lending regulatorColorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code)
Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders".
Colorado Attorney General — Consumer Protection Section
as of 2026-09-16
Payday lending statusPermitted but capped at 36% APR (Proposition 111, effective February 1, 2019)
Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent".
Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act)
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license
Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116).
Colorado Attorney General — Uniform Consumer Credit Code licensing
as of 2026-09-16

How a Crowley personal loan is priced

Most loans made to Crowley's 159 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Crowley can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Crowley loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Crowley

Crowley covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 707 people per square mile. The state's population centre of gravity, Denver, is roughly 121 miles away. Crowley has 12 larger places within a 50-mile radius. By land area it ranks 250th of 270 Colorado places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Crowley if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Crowley is the same as anywhere in Colorado.
What loan size can I expect in Crowley?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Crowley?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Crowley cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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