Personal loans in Crowley, CO
Crowley is a small community in Colorado, with an estimated 159 residents, and every licensed lender here follows the same state rulebook. Crowley shed about 5.4% of its population between the 2020 base and the 2023 estimate. With 159 residents, Crowley outranks about 10% of the communities in Colorado. Pull your credit reports and line up at least three offers before you apply from Crowley. Rate ceilings, licensing requirements and product limits for Crowley are all set at the Colorado level. The closest larger city is Olney Springs, CO about 5 miles away.
The Crowley data picture
Set out below is Crowley's local context next to the state-level rules that reach every lender here.
- Population: an estimated 159 residents, 242nd of 270 places in Colorado (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 5.4% from 2020 to 2023.
- Net change: roughly 9 fewer people than the 2020 Census counted.
- Size percentile: Crowley sits ahead of around 10% of Colorado places, at 159 people.
- Land and density: 0.2 square miles of land carry roughly 707 residents per square mile.
- Land area rank: Crowley's 0.2 square miles rank 250th of 270 places in Colorado.
- Share of state population: Crowley's 159 residents are about 0.0% of Colorado.
- National rank: Crowley sits 17,136th by population among the 19,457 places in this dataset.
- Growth in Colorado: Crowley stands 254th by percentage change from 2020 to 2023, among 270 places.
- Versus Colorado: the state average change is +2.3%, while Crowley moved 5.4%.
- Density rank: Crowley places 186th among Colorado's places by people per square mile.
- Density vs Colorado: Crowley's 707 people per square mile compare with a state median of 1,126.
- Location: coordinates 38.1935, -103.8597 (US Census Bureau Gazetteer).
- Nearest larger cities: Olney Springs (5 mi); Manzanola (6 mi); Ordway (6 mi); Fowler (10 mi); Sugar City (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Haswell (42 mi); Ramah (66 mi); Kim (71 mi).
- Smaller neighbours: 1 places smaller than Crowley sit within 50 miles.
- At 100 miles: 55 larger Census places fall inside that radius.
Crowley against the rest of Colorado
Set beside Colorado's 270 places, Crowley ranks 242nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Crowley stands 254th among Colorado's 270 places — roughly the 6th percentile. At about 707 people per square mile, Crowley is the 186th most densely settled place in Colorado. In land area, Crowley ranks 250th among Colorado's 270 places.
Borrowing reach in Crowley
Crowley is moderately settled, with about 707 people per square mile and 12 larger places within 50 miles. Distance to a branch rarely matters for Crowley's 159 residents: the application is online and the price follows your credit file. The nearest bigger place is Olney Springs, CO about 5 miles away.
Colorado rules behind a Crowley personal loan
When Colorado does not publish a figure, the row links to the source instead of inventing a number; Crowley is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders". | Colorado Attorney General — Consumer Protection Section as of 2026-09-16 |
| Payday lending status | Permitted but capped at 36% APR (Proposition 111, effective February 1, 2019) Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent". | Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act) as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116). | Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16 |
How a Crowley personal loan is priced
Most loans made to Crowley's 159 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Crowley can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Crowley loan but raises total interest, so the smallest payment is not the cheapest loan.
The geography behind Crowley
Crowley covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 707 people per square mile. The state's population centre of gravity, Denver, is roughly 121 miles away. Crowley has 12 larger places within a 50-mile radius. By land area it ranks 250th of 270 Colorado places.
Common questions
What are my options in Crowley if my credit is poor?
What loan size can I expect in Crowley?
Do I have to pledge anything to borrow in Crowley?
Does comparing loans in Crowley cost me credit score points?
Nearby places
- Manzanola, CO — population 330
- Olney Springs, CO — population 294
- Ordway, CO — population 1,074
- Fowler, CO — population 1,211
- Rocky Ford, CO — population 3,819
- Sugar City, CO — population 245
- Swink, CO — population 589
- Cheraw, CO — population 233