Personal loans in Orange, TX

Census figures put the 2020-to-2023 decrease in Orange at about 1.1%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Orange's 19,108 residents. Use the calculator on this page to price an amount and term before you commit in Orange. Borrowers who want a bigger city can look to Port Arthur, TX about 18 miles away.

Orange: population, trend and location

The figures below are Orange's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: 19,108 residents; Orange is the 159th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.1% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 220 residents.
• Size percentile: bigger than about 87% of the places in Texas, with 19,108 residents in Orange.
• Population density: about 896 people per square mile (Census land area 21.3 sq mi).
• Land area rank: Orange's 21.3 square miles rank 105th of 1,224 places in Texas.
• Water: Orange holds about 2.10 square miles, the 44th-largest water area in Texas.
• Within Texas: about 0.1% of the state's population lives in Orange.
• National rank: Orange is 1,959th of 19,457 places nationwide.
• Growth in Texas: Orange stands 979th by percentage change from 2020 to 2023, among 1,224 places.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Orange's 1.1%.
• Density rank: Orange places 583rd among Texas's places by people per square mile.
• Density in context: Orange's 896 people per square mile sit against a Texas median of 840.
• Location: the Census Gazetteer records it at 30.1235, -93.7545.
• Nearest larger cities: Port Arthur (18 mi); Beaumont (24 mi); Sulphur (25 mi); Lake Charles (33 mi); Baytown (77 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Pinehurst (2 mi); West Orange (3 mi); Bridge City (8 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 24 smaller Census places.
• Within 100 miles: 14 places are larger than Orange.

Where Orange sits in Texas

Against Texas's other places, Orange accounts for about 0.1% of the state's population and ranks 159th of 1,224 by size. Its 2020-to-2023 change ranks 979th of 1,224 Texas places, putting it near the 20th percentile for growth. At about 896 people per square mile, Orange is the 583rd most densely settled place in Texas. By land area, its 21.3 square miles rank 105th of 1,224 places in Texas.

The state rulebook for Orange

Texas has no separate rate rule for Orange; the sourced rows below are what reach every lender that serves its 19,108 people.

Inside a Orange personal loan

In Orange, a small town of about 19,108, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Orange's 19,108 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Orange decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Orange

Orange is moderately settled, with about 896 people per square mile and 4 larger places within 50 miles. Distance to a branch rarely matters for Orange's 19,108 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Port Arthur, TX about 18 miles away.

What to do before borrowing in Orange

For Orange's roughly 19,108 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Orange-specific: the same Texas licensing and disclosure rules reach all 19,108 residents.