Personal loans in Groves, TX

A personal loan in Groves is priced from your credit file and income, not from the fact that the city holds 16,764 people. Read the disclosure for an origination fee and any prepayment penalty before signing in Groves. A single loan can carry different costs on either side of a state line, and Groves sits on the Texas side of that line. The nearest larger city is Port Arthur, TX about 3 miles away.

What the Census records for Groves

The figures below are Groves's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: 16,764 residents; Groves is the 174th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: About 3.3% below the 2020 Census base.
• People gained or lost: about 576 fewer since the 2020 base.
• Size percentile: bigger than about 86% of the places in Texas, with 16,764 residents in Groves.
• Land and density: 5.2 square miles of land carry roughly 3,216 residents per square mile.
• By land area: Groves ranks 358th among Texas's 1,224 places, at 5.2 sq mi.
• Water area rank: Groves ranks 502nd among Texas's 1,224 places, with 0.01 sq mi.
• State share: roughly 0.1% of Texas's residents live in Groves (16,764 people).
• National rank: Groves is the 2,177th most populous of the 19,457 Census places covered here.
• Growth rank: Groves ranks 1,117th among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Groves's 3.3%.
• Density rank: Groves places 67th among Texas's places by people per square mile.
• Density vs Texas: Groves's 3,216 people per square mile compare with a state median of 840.
• Location: latitude 29.9460, longitude -93.9167 (Census Gazetteer).
• Nearest larger cities: Port Arthur (3 mi); Nederland (5 mi); Orange (16 mi); Beaumont (17 mi); Sulphur (39 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Port Neches (3 mi); Bridge City (8 mi); West Orange (13 mi).
• Smaller neighbours: 24 places smaller than Groves sit within 50 miles.
• Within 100 miles: 22 places are larger than Groves.

What a Groves borrower is actually offered

Groves is a small town of about 16,764 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Groves. A longer term lowers the monthly payment on a Groves loan but raises total interest, so the smallest payment is not the cheapest loan.

Getting a loan in Groves

Groves is fairly dense, with about 3,216 people per square mile and 6 larger places within 50 miles. Whether Groves has a local branch or not, a Texas-licensed lender can serve its 16,764 people online on the same terms. The nearest larger city, Port Arthur, TX about 3 miles away.

How Texas law applies in Groves

The rows below set out what a licensed lender must follow in Texas, and so for Groves's roughly 16,764 residents.

A pre-application checklist for Groves

These steps shape the offer you get in Groves, a place of about 16,764 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Texas licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

The process is identical across Texas; what changes is your credit file, not the fact that Groves holds 16,764 people.

Groves against the rest of Texas

Against Texas's other places, Groves accounts for about 0.1% of the state's population and ranks 174th of 1,224 by size. On the 2020-to-2023 trend, Groves stands 1,117th among Texas's 1,224 places — roughly the 9th percentile. Its roughly 3,216 residents per square mile place it 67th among Texas's places. In land area, Groves ranks 358th among Texas's 1,224 places.