Personal loans in Oglethorpe, GA

Oglethorpe shed about 4.6% of its population between the 2020 base and the 2023 estimate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Oglethorpe loan. A larger market lies at Montezuma, GA about 3 miles away. A single loan can carry different costs on either side of a state line, and Oglethorpe sits on the Georgia side of that line.

Where Oglethorpe stands

Set out below is Oglethorpe's local context next to the state-level rules that reach every lender here.

• Population: about 953, ranked 309th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 4.6% since the 2020 count.
• Net change: roughly 46 fewer people than the 2020 Census counted.
• Size percentile: about 42% of Georgia's Census places are smaller than Oglethorpe.
• Density: the Census land area of 2.0 sq mi holds about 475 people per square mile.
• Land area rank: Oglethorpe's 2.0 square miles rank 345th of 536 places in Georgia.
• Water area rank: Oglethorpe ranks 177th among Georgia's 536 places, with 0.05 sq mi.
• State population share: Oglethorpe accounts for about 0.0% of everyone in Georgia.
• National rank: Oglethorpe sits 10,435th by population among the 19,457 places in this dataset.
• Growth in Georgia: Oglethorpe stands 506th by percentage change from 2020 to 2023, among 536 places.
• State comparison: Georgia's places average +3.4% for 2020-to-2023, against Oglethorpe's 4.6%.
• Density rank: Oglethorpe is the 298th most densely settled place in Georgia.
• Density vs Georgia: Oglethorpe's 475 people per square mile compare with a state median of 536.
• Location: mapped by the US Census Bureau at 32.2932, -84.0628.
• Nearest larger cities: Montezuma (3 mi); Marshallville (13 mi); Ellaville (15 mi); Americus (18 mi); Unadilla (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Andersonville (8 mi); Dooling (9 mi); Ideal (9 mi).
• Within a 50-mile radius: 31 smaller Census places.
• Within 100 miles: 140 places are larger than Oglethorpe.

Oglethorpe against the rest of Georgia

Within Georgia, Oglethorpe holds roughly 0.0% of all residents, the 309th-largest share among 536 places. For population change between 2020 and 2023, Oglethorpe ranks 506th of 536 in Georgia (about the 6th percentile). Its roughly 475 residents per square mile place it 298th among Georgia's places. By land area, its 2.0 square miles rank 345th of 536 places in Georgia.

The geography behind Oglethorpe

Inside Oglethorpe's boundaries lie roughly 2.0 square miles of land and 0.05 square miles of water. With 953 residents, the land area yields roughly 475 people per square mile. The state's population centre of gravity, Atlanta, is roughly 104 miles away. Within 50 miles of Oglethorpe there are 28 larger Census places. Within the same 50 miles lie 31 smaller Census places.

Lender access in Oglethorpe

Oglethorpe is a lightly settled community of about 953 people, with 28 larger places inside a 50-mile radius. What is available to Oglethorpe's 953 borrowers is set by Georgia licensing and your own credit, not by how many branches are nearby. The nearest larger city, Montezuma, GA about 3 miles away.

What shapes a Oglethorpe personal loan

A Oglethorpe personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 953 residents. The APR tracks your credit score rather than Oglethorpe's rank of 309th in Georgia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Oglethorpe loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Georgia consumer-lending rules applied in Oglethorpe

Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Oglethorpe lender must follow.