Personal loans in Andersonville, GA
With an estimated 234 residents, Andersonville is the 470th-largest of 536 places in Georgia. The roughly 234 people who live in Andersonville borrow under Georgia rules; city hall sets no personal-loan rate.
Work out your debt-to-income ratio first; lenders weigh it heavily, and Andersonville's 234 residents are no exception. For the 234 people in Andersonville, Georgia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Andersonville shed about 1.3% of its population between the 2020 base and the 2023 estimate. The next larger city is Oglethorpe, GA about 8 miles away.
Andersonville by the numbers
Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.
- Population: 234 people, a figure that places Andersonville 470th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: About 1.3% below the 2020 Census base.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: about 12% of Georgia communities are smaller than Andersonville (234 residents).
- Population density: 170 people per square mile on 1.4 square miles of land.
- By land area: Andersonville ranks 411th among Georgia's 536 places, at 1.4 sq mi.
- Share of Georgia: Andersonville holds about 0.0% of the state's population, some 234 people.
- National rank: Andersonville sits 15,971st by population among the 19,457 places in this dataset.
- Growth rank: Andersonville ranks 416th among Georgia's 536 places for the 2020-to-2023 change.
- Versus Georgia: the state average change is +3.4%, while Andersonville moved 1.3%.
- Density rank: Andersonville is the 457th most densely settled place in Georgia.
- Density vs Georgia: Andersonville's 170 people per square mile compare with a state median of 536.
- Location: it lies at 32.1974, -84.1456 in the Census Gazetteer.
- Nearest larger cities: Oglethorpe (8 mi); Americus (10 mi); Ellaville (10 mi); Montezuma (10 mi); Ideal (12 mi). Online lenders reach Andersonville no matter how far the nearest branch is.
- Nearest smaller towns: Dooling (13 mi); Lilly (16 mi); De Soto (17 mi).
- Smaller places within 50 miles: 8 of them.
- Within 100 miles: 229 places are larger than Andersonville.
How Georgia law applies in Andersonville
Below are the Georgia rules that apply to a loan made in Andersonville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
Getting a loan in Andersonville
With about 170 residents per square mile, Andersonville is lightly settled, and 51 larger Census places sit within 50 miles. Lenders licensed in Georgia reach Andersonville's 234 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Oglethorpe, GA about 8 miles away.
A practical checklist for Andersonville borrowers
Before you hand your details to a lender in Andersonville, where the population is near 234:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Georgia licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Andersonville and the rest of Georgia is not the process but the borrower's own file, among the 234 people here.
Where Andersonville sits in Georgia
Andersonville is the 470th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 416th of 536 Georgia places, putting it near the 22th percentile for growth. By density, at about 170 people per square mile, it ranks 457th in Georgia. In land area, Andersonville ranks 411th among Georgia's 536 places.
Where Andersonville sits
The Census Gazetteer records about 1.4 square miles of land within Andersonville, with no significant water area listed. The resulting density is about 170 people per square mile. The largest place in Georgia, Atlanta, lies about 109 miles away. Andersonville has 51 larger places within a 50-mile radius. By land area it ranks 411th of 536 Georgia places.
Common questions
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Nearby places
- Oglethorpe, GA — population 953
- Americus, GA — population 15,703
- Montezuma, GA — population 2,898
- Ellaville, GA — population 1,541
- Ideal, GA — population 399
- Dooling, GA — population 64
- Byromville, GA — population 335
- Leslie, GA — population 337