Personal loans in Oelrichs, SD

Use the calculator on this page to price an amount and term before you commit in Oelrichs. Oelrichs gained roughly 6.8% in population across the 2020-to-2023 comparison. For the 126 people in Oelrichs, South Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Hot Springs, SD about 20 miles away.

What the Census records for Oelrichs

Here is the sourced Census picture for Oelrichs, plus the South Dakota lending rules that apply to a loan taken out here.

• Population: about 126 people live here, which puts Oelrichs 210th of 309 Census places in South Dakota (Vintage 2023).
• Population trend: About 6.8% above the 2020 Census base.
• Net change: roughly 8 more people than the 2020 Census counted.
• Size percentile: Oelrichs's 126 people outrank roughly 32% of the places in South Dakota.
• Land and density: 0.4 square miles of land carry roughly 345 residents per square mile.
• By land area: Oelrichs ranks 214th among South Dakota's 309 places, at 0.4 sq mi.
• State population share: Oelrichs accounts for about 0.0% of everyone in South Dakota.
• Nationally: Oelrichs is the 17,671st-largest of 19,457 Census places in the dataset.
• Growth rank: Oelrichs's 2020-to-2023 change ranks 21st of 309 places in South Dakota.
• Versus South Dakota: the state average change is +0.9%, while Oelrichs moved 6.8%.
• Density rank: Oelrichs places 196th among South Dakota's places by people per square mile.
• Density in context: Oelrichs's 345 people per square mile sit against a South Dakota median of 581.
• Location: coordinates 43.1820, -103.2334 (US Census Bureau Gazetteer).
• Nearest larger cities: Hot Springs (20 mi); Buffalo Gap (22 mi); Chadron (27 mi); Edgemont (31 mi); Crawford (36 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Whitney (28 mi); Pringle (35 mi); Fairburn (35 mi).
• Within a 50-mile radius: 3 smaller Census places.
• Within 100 miles: 45 places are larger than Oelrichs.

What is available to Oelrichs borrowers

With about 345 residents per square mile, Oelrichs is lightly settled, and 9 larger Census places sit within 50 miles. Whether Oelrichs has a local branch or not, a South Dakota-licensed lender can serve its 126 people online on the same terms. For a larger market, the closest option is Hot Springs, SD about 20 miles away.

The South Dakota lending rules that reach Oelrichs

This table holds the South Dakota rate and licensing rules for consumer loans made to Oelrichs's 126 residents.

Oelrichs's place among South Dakota's 309 places

Set beside South Dakota's 309 places, Oelrichs ranks 210th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Oelrichs stands 21st among South Dakota's 309 places — roughly the 93th percentile. Its roughly 345 residents per square mile place it 196th among South Dakota's places. By land area, its 0.4 square miles rank 214th of 309 places in South Dakota.

How a Oelrichs personal loan is priced

A Oelrichs personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 126 residents. Two numbers drive a Oelrichs loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Oelrichs loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Oelrichs: area, density and distance

Oelrichs's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 345 people per square mile. For the state's biggest city, Sioux Falls, the distance is roughly 327 miles. Counting outward 50 miles, 9 larger communities surround Oelrichs. The 100-mile radius contains 45 larger places.