Personal loans in Crawford, NE
Crawford counts about 824 people, and what is genuinely local about borrowing here is limited — Nebraska law does the governing. State law, not city hall, decides what a lender may do to Crawford's roughly 824 residents, and a state regulator supervises it. About 824 people live in Crawford, placing it 132nd of 527 Census places in Nebraska. Decide the purpose of the loan and your repayment plan before sharing any details with a Crawford lender. Crawford lost roughly 2.1% of its population across the 2020-to-2023 comparison. The next larger city is Chadron, NE about 23 miles away.
Borrowing in Crawford: the local picture
Two layers matter for a Crawford borrower: the local population picture and Nebraska's consumer-lending statutes.
- Population: a Census-estimated 824, 132nd among Nebraska's 527 places (Vintage 2023).
- Population trend: About 2.1% below the 2020 Census base.
- People gained or lost: about 18 fewer since the 2020 base.
- Size percentile: roughly 75% of Nebraska places rank below Crawford.
- Density: the Census land area of 1.2 sq mi holds about 702 people per square mile.
- By land area: Crawford ranks 85th among Nebraska's 527 places, at 1.2 sq mi.
- Within Nebraska: about 0.1% of the state's population lives in Crawford.
- National rank: Crawford sits 11,052nd by population among the 19,457 places in this dataset.
- Growth in Nebraska: Crawford stands 385th by percentage change from 2020 to 2023, among 527 places.
- Against the state trend: Crawford's 2.1% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Crawford is the 316th most densely settled place in Nebraska.
- Density vs Nebraska: Crawford's 702 people per square mile compare with a state median of 830.
- Location: latitude 42.6846, longitude -103.4160 (Census Gazetteer).
- Nearest larger cities: Chadron (23 mi); Alliance (49 mi); Hot Springs (51 mi); Lusk (53 mi); Mitchell (55 mi). Lenders licensed in the state serve Crawford whether or not they keep a local branch.
- Smaller places close by: Whitney (11 mi); Harrison (24 mi); Hemingford (31 mi).
- Smaller neighbours: 8 places smaller than Crawford sit within 50 miles.
- Larger places within 100 miles: 21.
What a Crawford borrower is actually offered
Crawford is a small community of about 824 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Crawford's 824 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Crawford loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What is available to Crawford borrowers
At roughly 702 people per square mile, Crawford is moderately settled; 2 larger places lie within 50 miles. Distance to a branch rarely matters for Crawford's 824 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Chadron, NE about 23 miles away.
What to do before borrowing in Crawford
Complete these steps first when you borrow in Crawford (824 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Nebraska regulator's licence list.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Nebraska; what changes is your credit file, not the fact that Crawford holds 824 people.
Nebraska consumer-lending rules applied in Crawford
When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Crawford is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Where Crawford sits in Nebraska
Among Nebraska's 527 places, Crawford sits at 132nd for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Crawford stands 385th among Nebraska's 527 places — roughly the 27th percentile. By density, at about 702 people per square mile, it ranks 316th in Nebraska. The population moved by about 18 people between 2020 and 2023, a 2.1% shift.
Common questions
What are my options in Crawford if my credit is poor?
What loan size can I expect in Crawford?
Do I have to pledge anything to borrow in Crawford?
Does comparing loans in Crawford cost me credit score points?
Nearby places
- Whitney, NE — population 59
- Chadron, NE — population 5,145
- Harrison, NE — population 240
- Hemingford, NE — population 767
- Oelrichs, SD — population 126
- Van Tassell, WY — population 22
- Hay Springs, NE — population 575
- Hot Springs, SD — population 3,609