Personal loans in Noxapater, MS
An estimated 377 people make their home in Noxapater, a figure that ranks 227th in Mississippi. If you are weighing a personal loan in Noxapater, start from the payment you can carry; its 377 residents face the same statewide rules.
Price two or three terms so you can see which payment is truly affordable in Noxapater. Lenders active in Noxapater report to a Mississippi supervisor, identified in the sourced rows below. Census figures put the 2020-to-2023 decrease in Noxapater at about 2.8%. The nearest larger metro is Louisville, MS about 9 miles away.
Borrowing in Noxapater: the local picture
Two layers matter for a Noxapater borrower: the local population picture and Mississippi's consumer-lending statutes.
- Population: about 377 people live here, which puts Noxapater 227th of 299 Census places in Mississippi (Vintage 2023).
- Population trend: Roughly 2.8% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 11 residents.
- Size percentile: bigger than about 24% of the places in Mississippi, with 377 residents in Noxapater.
- Population density: about 374 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Noxapater ranks 233rd among Mississippi's 299 places, at 1.0 sq mi.
- State population share: Noxapater accounts for about 0.0% of everyone in Mississippi.
- Nationally: Noxapater is the 14,319th-largest of 19,457 Census places in the dataset.
- Growth in Mississippi: Noxapater stands 160th by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Noxapater's 2.8% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Noxapater is the 176th most densely settled place in Mississippi.
- Density vs Mississippi: Noxapater's 374 people per square mile compare with a state median of 434.
- Location: it lies at 32.9936, -89.0635 in the Census Gazetteer.
- Nearest larger cities: Louisville (9 mi); Philadelphia (15 mi); Weir (23 mi); Ackerman (23 mi); De Kalb (28 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: McCool (21 mi); Sturgis (24 mi); Ethel (25 mi).
- Within a 50-mile radius: 14 smaller Census places.
- Within 100 miles: 150 places are larger than Noxapater.
A pre-application checklist for Noxapater
Complete these steps first when you borrow in Noxapater (377 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Mississippi regulator's licence list.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Noxapater and the rest of Mississippi is not the process but the borrower's own file, among the 377 people here.
Getting a loan in Noxapater
Noxapater is a lightly settled community of about 377 people, with 31 larger places inside a 50-mile radius. Whether Noxapater has a local branch or not, a Mississippi-licensed lender can serve its 377 people online on the same terms. The nearest larger city, Louisville, MS about 9 miles away.
Noxapater against the rest of Mississippi
Within Mississippi, Noxapater holds roughly 0.0% of all residents, the 227th-largest share among 299 places. On the 2020-to-2023 trend, Noxapater stands 160th among Mississippi's 299 places — roughly the 46th percentile. By density, at about 374 people per square mile, it ranks 176th in Mississippi. Between 2020 and 2023 the count changed by roughly 11 residents.
The geography behind Noxapater
Inside Noxapater's boundaries lie about 1.0 square miles of land, with no significant water area recorded. That land carries about 374 people per square mile. Jackson, the largest place in Mississippi, is about 82 miles from Noxapater. Within 50 miles of Noxapater there are 31 larger Census places. By land area it ranks 233rd of 299 Mississippi places.
How Mississippi law applies in Noxapater
This table holds the Mississippi rate and licensing rules for consumer loans made to Noxapater's 377 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Common questions
What are my options in Noxapater if my credit is poor?
What loan size can I expect in Noxapater?
Do I have to pledge anything to borrow in Noxapater?
Does comparing loans in Noxapater cost me credit score points?
Nearby places
- Louisville, MS — population 5,913
- Philadelphia, MS — population 6,921
- Ackerman, MS — population 1,565
- McCool, MS — population 105
- Weir, MS — population 440
- Sturgis, MS — population 202
- Ethel, MS — population 336
- Union, MS — population 2,004