Personal loans in Weir, MS
Weir counts about 440 people, and what is genuinely local about borrowing here is limited — Mississippi law does the governing. Weir is home to roughly 440 people and stands 210th by size out of 299 Census places in Mississippi.
A 2020-to-2023 comparison shows Weir down by about 0.9%. Which products a lender may offer to Weir's 440 residents follows from the Mississippi consumer-lending framework. Pull your credit reports and line up at least three offers before you apply from Weir. Borrowers who want a bigger city can look to Ackerman, MS about 8 miles away.
Where Weir stands
Weir is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 440 people, a figure that places Weir 210th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.9% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: roughly 30% of Mississippi's places have fewer residents than Weir's 440.
- Density: the Census land area of 1.1 sq mi holds about 409 people per square mile.
- Land area rank: Weir's 1.1 square miles rank 227th of 299 places in Mississippi.
- Water area rank: Weir ranks 116th among Mississippi's 299 places, with 0.01 sq mi.
- State population share: Weir accounts for about 0.0% of everyone in Mississippi.
- National rank: Weir is the 13,705th most populous of the 19,457 Census places covered here.
- Growth in Mississippi: Weir stands 81st by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Weir's 0.9% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Weir places 157th among Mississippi's places by people per square mile.
- Density in context: Weir's 409 people per square mile sit against a Mississippi median of 434.
- Location: coordinates 33.2621, -89.2896 (US Census Bureau Gazetteer).
- Nearest larger cities: Ackerman (8 mi); Louisville (17 mi); Eupora (19 mi); Kilmichael (20 mi); Mathiston (21 mi). Larger metros often have more branches, but online lenders reach Weir on the same terms.
- Nearest smaller places: McCool (5 mi); French Camp (7 mi); Ethel (14 mi).
- Smaller neighbours: 20 places smaller than Weir sit within 50 miles.
- Larger places within 100 miles: 150.
What shapes a Weir personal loan
With roughly 440 residents, Weir is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Weir's 440 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Weir loan is knowable in advance — unlike a revolving card balance.
Land, water and location for Weir
Weir's land area is about 1.1 square miles; a further 0.01 square miles is water. With 440 residents, the land area yields roughly 409 people per square mile. The largest place in Mississippi, Jackson, lies about 85 miles away. Weir has 28 larger places within a 50-mile radius. By land area it ranks 227th of 299 Mississippi places.
Getting a loan in Weir
Weir is lightly settled, with about 409 people per square mile and 28 larger places within 50 miles. A Mississippi licence lets a lender serve Weir without a local office, so branch density does not change what its 440 residents are offered. For a larger market, the closest option is Ackerman, MS about 8 miles away.
Mississippi rules behind a Weir personal loan
The rows below set out what a licensed lender must follow in Mississippi, and so for Weir's roughly 440 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
What to do before borrowing in Weir
Complete these steps first when you borrow in Weir (440 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Mississippi regulator's records to confirm the lender is licensed here.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
The process is identical across Mississippi; what changes is your credit file, not the fact that Weir holds 440 people.
Common questions
What are my options in Weir if my credit is poor?
What loan size can I expect in Weir?
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Does comparing loans in Weir cost me credit score points?
Nearby places
- McCool, MS — population 105
- French Camp, MS — population 256
- Ackerman, MS — population 1,565
- Ethel, MS — population 336
- Sturgis, MS — population 202
- Louisville, MS — population 5,913
- Eupora, MS — population 2,096
- Mathiston, MS — population 855