Personal loans in Nondalton, AK
Nondalton is one of 149 Census places in Alaska; its 118 residents put it at 120th. In Nondalton, one of 149 Census places in Alaska, the figure to compare across lenders is the APR, not the advertised rate.
Read the disclosure for an origination fee and any prepayment penalty before signing in Nondalton. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Nondalton's 118 residents. Census figures put the 2020-to-2023 decrease in Nondalton at about 9.9%. Borrowers who want a bigger city can look to Newhalen, AK about 17 miles away.
Nondalton by the numbers
Most of what governs a Nondalton loan is written in Alaska law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 118, 120th among Alaska's 149 places (Vintage 2023).
- Population trend: Down about 9.9% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 13 fewer since the 2020 base.
- Size percentile: bigger than about 19% of the places in Alaska, with 118 residents in Nondalton.
- Population density: about 18 people per square mile (Census land area 6.7 sq mi).
- Land area rank: Nondalton's 6.7 square miles rank 82nd of 149 places in Alaska.
- Water area rank: Nondalton ranks 109th among Alaska's 149 places, with 0.27 sq mi.
- Share of state population: Nondalton's 118 residents are about 0.0% of Alaska.
- National rank: Nondalton is 17,813th of 19,457 places nationwide.
- Growth rank: Nondalton's 2020-to-2023 change ranks 147th of 149 places in Alaska.
- Versus Alaska: the state average change is -3.1%, while Nondalton moved 9.9%.
- Density in Alaska: Nondalton ranks 106th by people per square mile.
- Density in context: Nondalton's 18 people per square mile sit against a Alaska median of 40.
- Location: mapped by the US Census Bureau at 59.9752, -154.8660.
- Nearest larger cities: Newhalen (17 mi); New Stuyahok (91 mi); Seldovia (116 mi); Homer (119 mi). Living near a larger metro rarely changes what is available in Nondalton.
- Nearest smaller places: Ekwok (101 mi).
- Smaller places within 50 miles: 0 of them.
- At 100 miles: 2 larger Census places fall inside that radius.
What is available to Nondalton borrowers
With about 18 residents per square mile, Nondalton is sparsely settled, and 1 larger Census places sit within 50 miles. Whether Nondalton has a local branch or not, a Alaska-licensed lender can serve its 118 people online on the same terms. The nearest larger city, Newhalen, AK about 17 miles away.
Where Nondalton sits
Inside Nondalton's boundaries lie roughly 6.7 square miles of land and 0.27 square miles of water. That land carries about 18 people per square mile. The state's population centre of gravity, Anchorage, is roughly 207 miles away. A 50-mile radius around Nondalton takes in 1 places that are larger. By land area it ranks 82nd of 149 Alaska places.
Which Alaska laws govern a loan in Nondalton
When Alaska does not publish a figure, the row links to the source instead of inventing a number; Nondalton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
Nondalton against the rest of Alaska
Within Alaska, Nondalton holds roughly 0.0% of all residents, the 120th-largest share among 149 places. On the 2020-to-2023 trend, Nondalton stands 147th among Alaska's 149 places — roughly the 1th percentile. By density, at about 18 people per square mile, it ranks 106th in Alaska. In land area, Nondalton ranks 82nd among Alaska's 149 places.
A practical checklist for Nondalton borrowers
For Nondalton's roughly 118 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Alaska licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
In Nondalton as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 118 residents.
Common questions
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Nearby places
- Newhalen, AK — population 150
- New Stuyahok, AK — population 491
- Larsen Bay, AK — population 33
- Ekwok, AK — population 103
- Port Lions, AK — population 165
- McGrath, AK — population 287
- Nikolai, AK — population 85
- Akhiok, AK — population 64